Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

License Watch MCP Partnership Claim Listing

Resources

Blog About Contact
Log in Join free
Razorpay

Razorpay

Indian Startups

VS

PayU

Global Emerging Markets

PayU
Fees from
2% + GST vs 2-3% (varies by country)
Features

2 shared

2 unique to Razorpay
Regions

1 shared

3 unique to PayU
Pay methods

7 shared

4 unique to Razorpay · 2 unique to PayU
On payment methods

Razorpay supports 11 payment methods, 2 more than PayU. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
4 features · 13 payment methods · 4 regions. We don't rank these — they're here for reference.
Razorpay Razorpay
PayU PayU
Quick Facts
Fees
Standard transaction rate
2% + GST
2-3% (varies by country)
Settlement
Time to receive funds
Instant to 3 business days
2 business days
Founded
2014
2002
Headquarters
Bangalore, India
Hoofddorp, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Razorpay leads (4 vs 2)
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Razorpay leads (11 vs 9)
Amex
✓
✓
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Boleto Unique
—
✓
Digital Wallet
✓
✓
Diners Unique
✓
—
Google Pay Unique
✓
—
Mastercard
✓
✓
Mobile Wallet
✓
✓
Pix Unique
—
✓
Rupay Unique
✓
—
Upi
✓
✓
Visa
✓
✓
Regions
PayU leads (4 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Middle East Unique
—
✓

Razorpay is best when you...

Indian Startups
Need Instant Sandbox
Not available with PayU
Need Recurring Payments
Not available with PayU
View Razorpay

PayU is best when you...

Global Emerging Markets
Want coverage in Africa, Europe, Middle East
Razorpay doesn't cover these regions
View PayU

Frequently Asked Questions

What is the difference between Razorpay and PayU?
Razorpay is best for Indian Startups, while PayU is best for Global Emerging Markets. Razorpay charges 2% + GST and PayU charges 2-3% (varies by country). They differ in supported features, regions, and payment methods.
Which is cheaper, Razorpay or PayU?
Razorpay charges 2% + GST while PayU charges 2-3% (varies by country). However, the best value depends on your transaction volume, business type, and required features.
Can I use both Razorpay and PayU together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Razorpay and PayU can complement each other.
How do Razorpay and PayU differ in their focus?
Razorpay is focused on Indian Startups, while PayU focuses on Global Emerging Markets. They serve different market segments with different strengths.

Are you Razorpay or PayU?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →

PaymentProviders.io

The open directory of payment providers, gateways and processors. Helping merchants find, platforms integrate, and providers grow.

© 2026 EJ Tech AB · Arboga, Sweden · Org.nr 559470-0154

PaymentProviders.io is operated by EJ Tech AB and is not affiliated with or endorsed by any listed provider; third-party logos and trademarks belong to their respective owners.

Disclaimer: provider information is compiled from public sources and automated research, and only listings marked as claimed are maintained by the provider itself. We work hard to keep this data complete, accurate and useful, but we cannot verify every detail and accept no liability for errors or omissions. Always confirm terms directly with the provider. Spotted something wrong? Tell us — providers can claim their listing.