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Razorpay

Razorpay

Indian Startups

VS

Rapyd

Fintech Infrastructure

Rapyd
Fees from
2% + GST vs Custom
Features

1 shared

3 unique to Razorpay · 2 unique to Rapyd
Regions

1 shared

4 unique to Rapyd
Pay methods

5 shared

6 unique to Razorpay · 2 unique to Rapyd

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6 features · 13 payment methods · 5 regions. We don't rank these — they're here for reference.
Razorpay Razorpay
Rapyd Rapyd
Quick Facts
Fees
Standard transaction rate
2% + GST
Custom
Settlement
Time to receive funds
Instant to 3 business days
Varies by country and payment method
Founded
2014
2015
Headquarters
Bangalore, India
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Razorpay leads (4 vs 3)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Razorpay leads (11 vs 7)
Amex
✓
✓
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Cash Payment Unique
—
✓
Digital Wallet
✓
✓
Diners Unique
✓
—
Google Pay Unique
✓
—
Mastercard
✓
✓
Mobile Wallet Unique
✓
—
Rupay Unique
✓
—
Stablecoin Unique
—
✓
Upi Unique
✓
—
Visa
✓
✓
Regions
Rapyd leads (5 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America Unique
—
✓

Razorpay is best when you...

Indian Startups
Need Instant Sandbox
Not available with Rapyd
Need Recurring Payments
Not available with Rapyd
View Razorpay

Rapyd is best when you...

Fintech Infrastructure
Need Crypto Support
Not available with Razorpay
Need Enterprise
Not available with Razorpay
Want coverage in Africa, Europe, Latin America, North America
Razorpay doesn't cover these regions
View Rapyd

Frequently Asked Questions

What is the difference between Razorpay and Rapyd?
They share 5 payment methods and 1 region. Razorpay adds Buy Now Pay Later, Diners Club, Google Pay and 3 more that Rapyd does not list; Rapyd adds Cash Payment, Stablecoin that Razorpay does not list; Rapyd also covers Africa, Europe and 2 more; only Razorpay offers Instant Sandbox, Recurring Payments and 1 more.
Which is cheaper, Razorpay or Rapyd?
Razorpay has published rates from 2% + GST; Rapyd has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Razorpay and Rapyd?
Razorpay lists 1 region and 11 payment methods; Rapyd lists 5 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Razorpay and Rapyd compare on integration and settlement?
both offer a sandbox; both support webhooks; Razorpay settles in Instant to 3 business days, Rapyd in Varies by country and payment method.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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