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Recharge Payments

Recharge Payments

E-Commerce Subscription Management

VS

PayByPhone

Global Mobile Parking

PayByPhone
Fees from
1.34%–1.49% + $99 vs Custom
Features

0 shared

2 unique to Recharge Payments · 1 unique to PayByPhone
Regions

2 shared

1 unique to PayByPhone
Pay methods

5 shared

On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 5 payment methods · 3 regions. We don't rank these — they're here for reference.
Recharge Payments Recharge Payments
PayByPhone PayByPhone
Quick Facts
Fees
Standard transaction rate
1.34%–1.49% + $99
Custom
Settlement
Time to receive funds
Via payment processor (Stripe/Braintree)
—
Founded
2014
2001
Headquarters
Santa Monica, California
Vancouver, Canada
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Recharge Payments leads (2 vs 1)
Low Fees Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Apple Pay
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Google Pay
✓
✓
Paypal
✓
✓
Regions
PayByPhone leads (3 vs 2)
Europe
✓
✓
North America
✓
✓
Oceania Unique
—
✓

Recharge Payments is best when you...

E-Commerce Subscription Management
Need Recurring Payments
Not available with PayByPhone
Need Startup Friendly
Not available with PayByPhone
View Recharge Payments

PayByPhone is best when you...

Global Mobile Parking
Need Low Fees
Not available with Recharge Payments
Want coverage in Oceania
Recharge Payments doesn't cover this region
View PayByPhone

Frequently Asked Questions

What is the difference between Recharge Payments and PayByPhone?
They share 5 payment methods and 2 regions. PayByPhone also covers Oceania; only Recharge Payments offers Recurring Payments, Startup Friendly; only PayByPhone offers Low Fees.
Which is cheaper, Recharge Payments or PayByPhone?
Recharge Payments has published rates from 1.34%–1.49% + $99; PayByPhone has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Recharge Payments and PayByPhone?
Recharge Payments lists 2 regions and 5 payment methods; PayByPhone lists 3 and 5. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Recharge Payments and PayByPhone compare on integration and settlement?
Recharge Payments offers a sandbox, PayByPhone does not list one; both support webhooks; Recharge Payments publishes a settlement time of Via payment processor (Stripe/Braintree).

Are you Recharge Payments or PayByPhone?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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