Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
Relay Payments

Relay Payments

Trucking Digital Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Transaction-based vs Custom
Features

0 shared

1 unique to Relay Payments · 5 unique to A-Pay
Regions

0 shared

1 unique to Relay Payments · 6 unique to A-Pay
Pay methods

2 shared

3 unique to Relay Payments · 17 unique to A-Pay
On settlement

Relay Payments settles in 2–3 business days; A-Pay settles in 1–2 business days. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Relay Payments Relay Payments
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Transaction-based
Custom
Settlement
Time to receive funds
2–3 business days
1–2 business days
Founded
2019
2021
Headquarters
Atlanta, Georgia
India
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 5)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Check Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Relay Payments is best when you...

Trucking Digital Payments
Need Instant Payout
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View Relay Payments

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Relay Payments
Need High Risk Accepted
Not available with Relay Payments
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Relay Payments doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Relay Payments and A-Pay?
They share 2 payment methods and 0 regions. Relay Payments adds Check, Debit Card, Wire Transfer that A-Pay does not list; A-Pay adds Alipay, Amex, Apple Pay and 14 more that Relay Payments does not list; Relay Payments also covers North America; A-Pay also covers Africa, Asia and 4 more.
Which is cheaper, Relay Payments or A-Pay?
Relay Payments has published rates from Transaction-based; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Relay Payments and A-Pay?
Relay Payments lists 1 region and 5 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Relay Payments and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Relay Payments does not list one; both support webhooks; Relay Payments settles in 2–3 business days, A-Pay in 1–2 business days.

Are you Relay Payments or A-Pay?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →