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Relay Payments

Relay Payments

Trucking Digital Payments

VS

Checkout.com

Global Performance

Checkout.com
Fees from
Transaction-based vs 2.3-2.9% + $0.30 (typical)
Features

1 shared

3 unique to Checkout.com
Regions

1 shared

7 unique to Checkout.com
Pay methods

1 shared

4 unique to Relay Payments · 34 unique to Checkout.com
On settlement

Relay Payments settles in 2–3 business days; Checkout.com settles in 1–3 business days. Verify directly with each provider before signing.

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Show full specs
4 features · 39 payment methods · 8 regions. We don't rank these — they're here for reference.
Relay Payments Relay Payments
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
Transaction-based
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
2–3 business days
1–3 business days
Founded
2019
2012
Headquarters
Atlanta, Georgia
London, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 1)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Checkout.com leads (35 vs 5)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Cartes Bancaires Unique
—
✓
Check Unique
✓
—
Credit Card Unique
✓
—
Dana Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Checkout.com leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Relay Payments is best when you...

Trucking Digital Payments
View Relay Payments

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with Relay Payments
Need Instant Sandbox
Not available with Relay Payments
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania, Southeast Asia
Relay Payments doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Relay Payments and Checkout.com?
They share 1 payment method and 1 region. Relay Payments adds Check, Credit Card, Debit Card and 1 more that Checkout.com does not list; Checkout.com adds Alipay, Amex, Apple Pay and 31 more that Relay Payments does not list; Checkout.com also covers Africa, Asia and 5 more; only Checkout.com offers Enterprise, Instant Sandbox and 1 more.
Which is cheaper, Relay Payments or Checkout.com?
Relay Payments has published rates from Transaction-based; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Relay Payments and Checkout.com?
Relay Payments lists 1 region and 5 payment methods; Checkout.com lists 8 and 35. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Relay Payments and Checkout.com compare on integration and settlement?
Checkout.com offers a sandbox, Relay Payments does not list one; both support webhooks; Relay Payments settles in 2–3 business days, Checkout.com in 1–3 business days.

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