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Relay Payments

Relay Payments

Trucking Digital Payments

VS

nCino

Bank Operations Platform

nCino
Fees from
Transaction-based vs Custom
Features

0 shared

1 unique to Relay Payments · 1 unique to nCino
Regions

1 shared

2 unique to nCino
Pay methods

3 shared

2 unique to Relay Payments

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Show full specs
2 features · 5 payment methods · 3 regions. We don't rank these — they're here for reference.
Relay Payments Relay Payments
nCino nCino
Quick Facts
Fees
Standard transaction rate
Transaction-based
Custom
Settlement
Time to receive funds
2–3 business days
—
Founded
2019
2012
Headquarters
Atlanta, Georgia
Wilmington, North Carolina
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout Unique
✓
—
Payment Methods
Relay Payments leads (5 vs 3)
Ach
✓
✓
Check
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Wire Transfer
✓
✓
Regions
nCino leads (3 vs 1)
Europe Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓

Relay Payments is best when you...

Trucking Digital Payments
Need Instant Payout
Not available with nCino
View Relay Payments

nCino is best when you...

Bank Operations Platform
Need Enterprise
Not available with Relay Payments
Want coverage in Europe, Oceania
Relay Payments doesn't cover these regions
View nCino

Frequently Asked Questions

What is the difference between Relay Payments and nCino?
They share 3 payment methods and 1 region. Relay Payments adds Credit Card, Debit Card that nCino does not list; nCino also covers Europe, Oceania; only Relay Payments offers Instant Payout; only nCino offers Enterprise.
Which is cheaper, Relay Payments or nCino?
Relay Payments has published rates from Transaction-based; nCino has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Relay Payments and nCino?
Relay Payments lists 1 region and 5 payment methods; nCino lists 3 and 3. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Relay Payments and nCino compare on integration and settlement?
nCino offers a sandbox, Relay Payments does not list one; both support webhooks; Relay Payments publishes a settlement time of 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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