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Request Finance

Request Finance

Crypto invoicing

VS

Carat (Fiserv)

Enterprise Commerce Platform

Carat (Fiserv)
Fees from
$99+/month vs Custom
Features

0 shared

4 unique to Request Finance · 1 unique to Carat (Fiserv)
Regions

3 shared

Pay methods

1 shared

2 unique to Request Finance · 13 unique to Carat (Fiserv)

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Show full specs
5 features · 16 payment methods · 3 regions. We don't rank these — they're here for reference.
Request Finance Request Finance
Carat (Fiserv) Carat (Fiserv)
Quick Facts
Fees
Standard transaction rate
$99+/month
Custom
Settlement
Time to receive funds
Instant
—
Founded
2017
2021
Headquarters
Paris, France
United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Request Finance leads (4 vs 1)
Crypto Support Unique
✓
—
Enterprise Unique
—
✓
High Risk Accepted Unique
✓
—
Low Fees Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
Carat (Fiserv) leads (14 vs 3)
Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Bnpl Unique
—
✓
Contactless Unique
—
✓
Crypto Unique
✓
—
Direct Debit Unique
—
✓
Google Pay Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Paypal Unique
—
✓
Samsung Pay Unique
—
✓
Stablecoin Unique
✓
—
Venmo Unique
—
✓
Visa Unique
—
✓
Regions
Asia
✓
✓
Europe
✓
✓
North America
✓
✓

Request Finance is best when you...

Crypto invoicing
Need Crypto Support
Not available with Carat (Fiserv)
Need High Risk Accepted
Not available with Carat (Fiserv)
View Request Finance

Carat (Fiserv) is best when you...

Enterprise Commerce Platform
Need Enterprise
Not available with Request Finance
View Carat (Fiserv)

Frequently Asked Questions

What is the difference between Request Finance and Carat (Fiserv)?
They share 1 payment method and 3 regions. Request Finance adds Crypto, Stablecoin that Carat (Fiserv) does not list; Carat (Fiserv) adds ACH, Amex, Apple Pay and 10 more that Request Finance does not list; only Request Finance offers Crypto Support, High Risk Accepted and 2 more; only Carat (Fiserv) offers Enterprise.
Which is cheaper, Request Finance or Carat (Fiserv)?
Request Finance has published rates from $99+/month; Carat (Fiserv) has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Request Finance and Carat (Fiserv)?
Request Finance lists 3 regions and 3 payment methods; Carat (Fiserv) lists 3 and 14. both cover Asia, Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Request Finance and Carat (Fiserv) compare on integration and settlement?
both offer a sandbox; both support webhooks; Request Finance publishes a settlement time of Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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