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Routable

Routable

B2B AP/AR Automation

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

2 unique to Routable · 5 unique to A-Pay
Regions

0 shared

1 unique to Routable · 6 unique to A-Pay
Pay methods

2 shared

2 unique to Routable · 17 unique to A-Pay

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Show full specs
7 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Routable Routable
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
1–3 business days
1–2 business days
Founded
2017
2021
Headquarters
San Francisco, California
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 4)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Check Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Routable is best when you...

B2B AP/AR Automation
Need Enterprise
Not available with A-Pay
Need Instant Payout
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View Routable

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Routable
Need High Risk Accepted
Not available with Routable
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Routable doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Routable and A-Pay?
They share 2 payment methods and 0 regions. Routable adds Check, Wire Transfer that A-Pay does not list; A-Pay adds Alipay, Amex, Apple Pay and 14 more that Routable does not list; Routable also covers North America; A-Pay also covers Africa, Asia and 4 more.
Which is cheaper, Routable or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Routable and A-Pay?
Routable lists 1 region and 4 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Routable and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Routable settles in 1–3 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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