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Routable

Routable

B2B AP/AR Automation

VS

FNMPAY

Transport and mobility operators, particularly companies in the FNM Group, that need card acceptance and EMV transit payment handling.

FNMPAY
Fees from
Custom vs —
Features

0 shared

2 unique to Routable
Regions

0 shared

1 unique to Routable
Pay methods

0 shared

4 unique to Routable · 11 unique to FNMPAY
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
2 features · 15 payment methods · 1 regions. We don't rank these — they're here for reference.
Routable Routable
FNMPAY FNMPAY
Quick Facts
Fees
Standard transaction rate
Custom
—
Settlement
Time to receive funds
1–3 business days
—
Founded
2017
—
Headquarters
San Francisco, California
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Routable leads (2 vs 0)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Payment Methods
FNMPAY leads (11 vs 4)
Ach Unique
✓
—
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Check Unique
✓
—
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Google Pay Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Nfc Unique
—
✓
Prepaid Card Unique
—
✓
Visa Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Routable leads (1 vs 0)
North America Unique
✓
—

Routable is best when you...

B2B AP/AR Automation
Need Enterprise
Not available with FNMPAY
Need Instant Payout
Not available with FNMPAY
Want coverage in North America
FNMPAY doesn't cover this region
View Routable

FNMPAY is best when you...

Transport and mobility operators, particularly companies in the FNM Group, that need card acceptance and EMV transit payment handling.
View FNMPAY

Frequently Asked Questions

What is the difference between Routable and FNMPAY?
They share 0 payment methods and 0 regions. Routable adds ACH, Bank Transfer, Check and 1 more that FNMPAY does not list; FNMPAY adds Amex, Apple Pay, Contactless and 8 more that Routable does not list; Routable also covers North America; only Routable offers Enterprise, Instant Payout.
Which is cheaper, Routable or FNMPAY?
Routable has custom pricing quoted on engagement; FNMPAY has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Routable and FNMPAY?
Routable lists 1 region and 4 payment methods; FNMPAY lists 0 and 11. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Routable and FNMPAY compare on integration and settlement?
Routable offers a sandbox, FNMPAY does not list one; Routable supports webhooks; Routable publishes a settlement time of 1–3 business days.

Are you Routable or FNMPAY?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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