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Routable

Routable

B2B AP/AR Automation

VS

PayByPhone

Global Mobile Parking

PayByPhone
Fees from
Custom vs Custom
Features

0 shared

2 unique to Routable · 1 unique to PayByPhone
Regions

1 shared

2 unique to PayByPhone
Pay methods

0 shared

4 unique to Routable · 5 unique to PayByPhone
On region

PayByPhone covers 3 regions; Routable covers 1. Verify directly with each provider before signing.

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Show full specs
3 features · 9 payment methods · 3 regions. We don't rank these — they're here for reference.
Routable Routable
PayByPhone PayByPhone
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
1–3 business days
—
Founded
2017
2001
Headquarters
San Francisco, California
Vancouver, Canada
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Routable leads (2 vs 1)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Low Fees Unique
—
✓
Payment Methods
PayByPhone leads (5 vs 4)
Ach Unique
✓
—
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Check Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Google Pay Unique
—
✓
Paypal Unique
—
✓
Wire Transfer Unique
✓
—
Regions
PayByPhone leads (3 vs 1)
Europe Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓

Routable is best when you...

B2B AP/AR Automation
Need Enterprise
Not available with PayByPhone
Need Instant Payout
Not available with PayByPhone
View Routable

PayByPhone is best when you...

Global Mobile Parking
Need Low Fees
Not available with Routable
Want coverage in Europe, Oceania
Routable doesn't cover these regions
View PayByPhone

Frequently Asked Questions

What is the difference between Routable and PayByPhone?
They share 0 payment methods and 1 region. Routable adds ACH, Bank Transfer, Check and 1 more that PayByPhone does not list; PayByPhone adds Apple Pay, Credit Card, Debit Card and 2 more that Routable does not list; PayByPhone also covers Europe, Oceania; only Routable offers Enterprise, Instant Payout.
Which is cheaper, Routable or PayByPhone?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Routable and PayByPhone?
Routable lists 1 region and 4 payment methods; PayByPhone lists 3 and 5. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Routable and PayByPhone compare on integration and settlement?
Routable offers a sandbox, PayByPhone does not list one; both support webhooks; Routable publishes a settlement time of 1–3 business days.

Are you Routable or PayByPhone?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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