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RuPay

RuPay

Indian Domestic Card Network

VS

Alipay

Chinese Consumers

Alipay
Fees from
Custom vs Custom
Features

1 shared

1 unique to RuPay · 1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

0 shared

1 unique to RuPay · 7 unique to Alipay
On payment methods

Alipay supports 7 payment methods, 6 more than RuPay. Verify directly with each provider before signing.

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Show full specs
3 features · 8 payment methods · 8 regions. We don't rank these — they're here for reference.
RuPay RuPay
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
Next business day
Founded
2012
2004
Headquarters
India
Hangzhou, China
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Enterprise
✓
✓
Instant Payout Unique
—
✓
Low Fees Unique
✓
—
Payment Methods
Alipay leads (7 vs 1)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

RuPay is best when you...

Indian Domestic Card Network
Need Low Fees
Not available with Alipay
View RuPay

Alipay is best when you...

Chinese Consumers
Need Instant Payout
Not available with RuPay
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
RuPay doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between RuPay and Alipay?
They share 0 payment methods and 1 region. RuPay adds Bank Transfer that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 4 more that RuPay does not list; Alipay also covers Africa, Europe and 5 more; only RuPay offers Low Fees.
Which is cheaper, RuPay or Alipay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use RuPay and Alipay?
RuPay lists 1 region and 1 payment method; Alipay lists 8 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do RuPay and Alipay compare on integration and settlement?
Alipay offers a sandbox, RuPay does not list one; Alipay supports webhooks; Alipay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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