RuPay

RuPay

Indian Domestic Card Network

VS

dLocal

Emerging Markets

dLocal
Fees from
Custom vs 3-7% all-inclusive
Features

1 shared

1 unique to RuPay · 1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

1 shared

9 unique to dLocal
On region

dLocal covers 4 regions; RuPay covers 1. Verify directly with each provider before signing.

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Show full specs
3 features · 10 payment methods · 4 regions. We don't rank these — they're here for reference.
RuPay RuPay
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Custom
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2012
2016
Headquarters
India
Montevideo, Uruguay
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Enterprise
✓
✓
Instant Payout Unique
—
✓
Low Fees Unique
✓
—
Payment Methods
dLocal leads (10 vs 1)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard Unique
—
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Visa Unique
—
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

RuPay is best when you...

Indian Domestic Card Network
Need Low Fees
Not available with dLocal
View RuPay

dLocal is best when you...

Emerging Markets
Need Instant Payout
Not available with RuPay
Want coverage in Africa, Latin America, Middle East
RuPay doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between RuPay and dLocal?
They share 1 payment method and 1 region. dLocal adds Amex, Boleto, Cash and 6 more that RuPay does not list; dLocal also covers Africa, Latin America and 1 more; only RuPay offers Low Fees; only dLocal offers Instant Payout.
Which is cheaper, RuPay or dLocal?
RuPay has custom pricing quoted on engagement; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use RuPay and dLocal?
RuPay lists 1 region and 1 payment method; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do RuPay and dLocal compare on integration and settlement?
dLocal offers a sandbox, RuPay does not list one; dLocal supports webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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