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Ryft

Ryft

UK-based marketplaces, platforms and established ecommerce/omnichannel merchants that need split payments, seller onboarding and transaction monetisation (it does not work with pre-revenue startups).

VS

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

Narvi
Fees from
— vs Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Features

0 shared

Regions

0 shared

Pay methods

0 shared

9 unique to Ryft · 4 unique to Narvi
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
0 features · 13 payment methods · 0 regions. We don't rank these — they're here for reference.
Ryft Ryft
Narvi Narvi
Quick Facts
Fees
Standard transaction rate
—
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Settlement
Time to receive funds
—
Instant to 24 business days
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Ryft leads (9 vs 4)
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bitcoin Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Escrow Unique
✓
—
Google Pay Unique
✓
—
Mastercard Unique
✓
—
Payment Link Unique
✓
—
Sepa Unique
—
✓
Swift Unique
—
✓
Usdc Unique
—
✓
Visa Unique
✓
—
Regions

Ryft is best when you...

UK-based marketplaces, platforms and established ecommerce/omnichannel merchants that need split payments, seller onboarding and transaction monetisation (it does not work with pre-revenue startups).
View Ryft

Narvi is best when you...

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
View Narvi

Frequently Asked Questions

What is the difference between Ryft and Narvi?
They share 0 payment methods and 0 regions. Ryft adds Amex, Apple Pay, Credit Card and 6 more that Narvi does not list; Narvi adds Bitcoin, SEPA, SWIFT and 1 more that Ryft does not list.
Which is cheaper, Ryft or Narvi?
Ryft has no published rate; Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Ryft and Narvi?
Ryft lists 0 regions and 9 payment methods; Narvi lists 0 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Ryft and Narvi compare on integration and settlement?
Narvi publishes a settlement time of Instant to 24 business days.

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