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Safe Harbor Financial

Safe Harbor Financial

Cannabis Financial Services

VS

CatalystPay

High-risk merchant processing

CatalystPay
Fees from
Custom vs Interchange + 1%–2% + €0.3
Features

1 shared

8 unique to CatalystPay
Regions

1 shared

4 unique to CatalystPay
Pay methods

1 shared

2 unique to Safe Harbor Financial · 11 unique to CatalystPay
On licensing

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Show full specs
9 features · 14 payment methods · 5 regions. We don't rank these — they're here for reference.
Safe Harbor Financial Safe Harbor Financial
CatalystPay CatalystPay
Quick Facts
Fees
Standard transaction rate
Custom
Interchange + 1%–2% + €0.3
Settlement
Time to receive funds
—
5–7 business days
Founded
2015
2019
Headquarters
Denver, Colorado
Belfast, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
CatalystPay leads (9 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
High Risk Accepted
✓
✓
Low Fees Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Virtual Terminal Unique
—
✓
Payment Methods
CatalystPay leads (12 vs 3)
Ach Unique
✓
—
Apple Pay Unique
—
✓
Bitcoin Unique
—
✓
Cartes Bancaires Unique
—
✓
Cash Unique
✓
—
Credit Card Unique
—
✓
Debit Card
✓
✓
Direct Debit Unique
—
✓
Google Pay Unique
—
✓
Lightning Network Unique
—
✓
Mastercard Unique
—
✓
Sepa Direct Debit Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
CatalystPay leads (5 vs 1)
Europe Unique
—
✓
Global Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Southeast Asia Unique
—
✓

Safe Harbor Financial is best when you...

Cannabis Financial Services
View Safe Harbor Financial

CatalystPay is best when you...

High-risk merchant processing
Need Crypto Support
Not available with Safe Harbor Financial
Need Enterprise
Not available with Safe Harbor Financial
Want coverage in Europe, Global, Middle East, Southeast Asia
Safe Harbor Financial doesn't cover these regions
View CatalystPay

Frequently Asked Questions

What is the difference between Safe Harbor Financial and CatalystPay?
They share 1 payment method and 1 region. Safe Harbor Financial adds ACH, Cash that CatalystPay does not list; CatalystPay adds Apple Pay, Bitcoin, Cartes Bancaires and 8 more that Safe Harbor Financial does not list; CatalystPay also covers Europe, Global and 2 more; only CatalystPay offers Crypto Support, Enterprise and 6 more.
Which is cheaper, Safe Harbor Financial or CatalystPay?
Safe Harbor Financial has custom pricing quoted on engagement; CatalystPay has published rates from Interchange + 1%–2% + €0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Safe Harbor Financial and CatalystPay?
Safe Harbor Financial lists 1 region and 3 payment methods; CatalystPay lists 5 and 12. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Safe Harbor Financial and CatalystPay compare on integration and settlement?
CatalystPay offers a sandbox, Safe Harbor Financial does not list one; CatalystPay supports webhooks; CatalystPay publishes a settlement time of 5–7 business days.

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