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Salt Edge

Salt Edge

European Open Banking

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

1 unique to Salt Edge · 5 unique to A-Pay
Regions

1 shared

1 unique to Salt Edge · 5 unique to A-Pay
Pay methods

2 shared

17 unique to A-Pay

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Show full specs
6 features · 19 payment methods · 7 regions. We don't rank these — they're here for reference.
Salt Edge Salt Edge
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Varies by provider
1–2 business days
Founded
2013
2021
Headquarters
Victoria, Canada
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 2)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa
✓
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Salt Edge is best when you...

European Open Banking
Need Enterprise
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View Salt Edge

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Salt Edge
Need High Risk Accepted
Not available with Salt Edge
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
Salt Edge doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Salt Edge and A-Pay?
They share 2 payment methods and 1 region. A-Pay adds ACH, Alipay, Amex and 14 more that Salt Edge does not list; Salt Edge also covers North America; A-Pay also covers Africa, Asia and 3 more; only Salt Edge offers Enterprise.
Which is cheaper, Salt Edge or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Salt Edge and A-Pay?
Salt Edge lists 2 regions and 2 payment methods; A-Pay lists 6 and 19. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Salt Edge and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Salt Edge settles in Varies by provider, A-Pay in 1–2 business days.

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