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SaltPay

SaltPay

European SMB Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From 0.99% vs Custom
Features

1 shared

1 unique to SaltPay · 4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

5 shared

4 unique to SaltPay · 14 unique to A-Pay
On fees

SaltPay publishes From 0.99% from. A-Pay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
6 features · 23 payment methods · 6 regions. We don't rank these — they're here for reference.
SaltPay SaltPay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From 0.99%
Custom
Settlement
Time to receive funds
Same day
1–2 business days
Founded
2019
2021
Headquarters
London, UK
India
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 9)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Diners Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Samsung Pay Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

SaltPay is best when you...

European SMB Payments
Need Instant Payout
Not available with A-Pay
View SaltPay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with SaltPay
Need High Risk Accepted
Not available with SaltPay
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
SaltPay doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between SaltPay and A-Pay?
They share 5 payment methods and 1 region. SaltPay adds Contactless, Diners Club, Maestro and 1 more that A-Pay does not list; A-Pay adds ACH, Alipay, Bank Transfer and 11 more that SaltPay does not list; A-Pay also covers Africa, Asia and 3 more; only SaltPay offers Instant Payout.
Which is cheaper, SaltPay or A-Pay?
SaltPay has published rates from From 0.99%; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SaltPay and A-Pay?
SaltPay lists 1 region and 9 payment methods; A-Pay lists 6 and 19. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SaltPay and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, SaltPay does not list one; both support webhooks; SaltPay settles in Same day, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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