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SAP Concur

SAP Concur

Corporate Expense Management

VS

B2BINPAY

B2B cryptocurrency and fiat conversions

B2BINPAY
Fees from
Custom vs 0.25% - 0.5% incoming; no recurring fees
Features

1 shared

3 unique to B2BINPAY
Regions

3 shared

5 unique to B2BINPAY
Pay methods

1 shared

3 unique to SAP Concur · 8 unique to B2BINPAY

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Show full specs
4 features · 12 payment methods · 8 regions. We don't rank these — they're here for reference.
SAP Concur SAP Concur
B2BINPAY B2BINPAY
Quick Facts
Fees
Standard transaction rate
Custom
0.25% - 0.5% incoming; no recurring fees
Settlement
Time to receive funds
—
Same day
Founded
1993
2015
Headquarters
Bellevue, Washington
Rome, Italy
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
B2BINPAY leads (4 vs 1)
Crypto Support Unique
—
✓
Enterprise
✓
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Payment Methods
B2BINPAY leads (9 vs 4)
Ach Unique
✓
—
Bank Transfer Unique
✓
—
Bitcoin Unique
—
✓
Bnb Unique
—
✓
Corporate Card
✓
✓
Ethereum Unique
—
✓
Litecoin Unique
—
✓
Tron Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Virtual Card Unique
✓
—
Xrp Unique
—
✓
Regions
B2BINPAY leads (8 vs 3)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

SAP Concur is best when you...

Corporate Expense Management
View SAP Concur

B2BINPAY is best when you...

B2B cryptocurrency and fiat conversions
Need Crypto Support
Not available with SAP Concur
Need High Risk Accepted
Not available with SAP Concur
Want coverage in Africa, Latin America, Middle East, Oceania, Southeast Asia
SAP Concur doesn't cover these regions
View B2BINPAY

Frequently Asked Questions

What is the difference between SAP Concur and B2BINPAY?
They share 1 payment method and 3 regions. SAP Concur adds ACH, Bank Transfer, Virtual Card that B2BINPAY does not list; B2BINPAY adds Bitcoin, BNB, Ethereum and 5 more that SAP Concur does not list; B2BINPAY also covers Africa, Latin America and 3 more; only B2BINPAY offers Crypto Support, High Risk Accepted and 1 more.
Which is cheaper, SAP Concur or B2BINPAY?
SAP Concur has custom pricing quoted on engagement; B2BINPAY has published rates from 0.25% - 0.5% incoming; no recurring fees. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SAP Concur and B2BINPAY?
SAP Concur lists 3 regions and 4 payment methods; B2BINPAY lists 8 and 9. both cover Asia, Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SAP Concur and B2BINPAY compare on integration and settlement?
both offer a sandbox; both support webhooks; B2BINPAY publishes a settlement time of Same day.

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