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SAP Concur

SAP Concur

Corporate Expense Management

VS

Checkout.com

Global Performance

Checkout.com
Fees from
Custom vs 2.3-2.9% + $0.30 (typical)
Features

1 shared

3 unique to Checkout.com
Regions

3 shared

5 unique to Checkout.com
Pay methods

1 shared

3 unique to SAP Concur · 34 unique to Checkout.com

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Show full specs
4 features · 38 payment methods · 8 regions. We don't rank these — they're here for reference.
SAP Concur SAP Concur
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
Custom
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
—
1–3 business days
Founded
1993
2012
Headquarters
Bellevue, Washington
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 1)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Checkout.com leads (35 vs 4)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Cartes Bancaires Unique
—
✓
Corporate Card Unique
✓
—
Dana Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Virtual Card Unique
✓
—
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 3)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

SAP Concur is best when you...

Corporate Expense Management
View SAP Concur

Checkout.com is best when you...

Global Performance
Need Instant Payout
Not available with SAP Concur
Need Instant Sandbox
Not available with SAP Concur
Want coverage in Africa, Latin America, Middle East, Oceania, Southeast Asia
SAP Concur doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between SAP Concur and Checkout.com?
They share 1 payment method and 3 regions. SAP Concur adds Bank Transfer, Corporate Card, Virtual Card that Checkout.com does not list; Checkout.com adds Alipay, Amex, Apple Pay and 31 more that SAP Concur does not list; Checkout.com also covers Africa, Latin America and 3 more; only Checkout.com offers Instant Payout, Instant Sandbox and 1 more.
Which is cheaper, SAP Concur or Checkout.com?
SAP Concur has custom pricing quoted on engagement; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SAP Concur and Checkout.com?
SAP Concur lists 3 regions and 4 payment methods; Checkout.com lists 8 and 35. both cover Asia, Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SAP Concur and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Checkout.com publishes a settlement time of 1–3 business days.

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