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SAP Concur

SAP Concur

Corporate Expense Management

VS

Guidewire

Insurance Core Systems

Guidewire
Fees from
Custom vs Custom
Features

1 shared

Regions

2 shared

1 unique to SAP Concur
Pay methods

2 shared

2 unique to SAP Concur · 2 unique to Guidewire

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1 features · 6 payment methods · 3 regions. We don't rank these — they're here for reference.
SAP Concur SAP Concur
Guidewire Guidewire
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
—
Founded
1993
2001
Headquarters
Bellevue, Washington
San Mateo, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise
✓
✓
Payment Methods
Ach
✓
✓
Bank Transfer Unique
✓
—
Corporate Card Unique
✓
—
Credit Card Unique
—
✓
Paypal Unique
—
✓
Virtual Card
✓
✓
Regions
SAP Concur leads (3 vs 2)
Asia Unique
✓
—
Europe
✓
✓
North America
✓
✓

SAP Concur is best when you...

Corporate Expense Management
Want coverage in Asia
Guidewire doesn't cover this region
View SAP Concur

Guidewire is best when you...

Insurance Core Systems
View Guidewire

Frequently Asked Questions

What is the difference between SAP Concur and Guidewire?
They share 2 payment methods and 2 regions. SAP Concur adds Bank Transfer, Corporate Card that Guidewire does not list; Guidewire adds Credit Card, PayPal that SAP Concur does not list; SAP Concur also covers Asia.
Which is cheaper, SAP Concur or Guidewire?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use SAP Concur and Guidewire?
SAP Concur lists 3 regions and 4 payment methods; Guidewire lists 2 and 4. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SAP Concur and Guidewire compare on integration and settlement?
both offer a sandbox; both support webhooks.

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