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SAP Concur

SAP Concur

Corporate Expense Management

VS

Navan

Corporate Travel & Expense

Navan
Fees from
Custom vs Custom
Features

1 shared

Regions

2 shared

1 unique to SAP Concur
Pay methods

3 shared

1 unique to SAP Concur · 3 unique to Navan

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1 features · 7 payment methods · 3 regions. We don't rank these — they're here for reference.
SAP Concur SAP Concur
Navan Navan
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
—
Founded
1993
2015
Headquarters
Bellevue, Washington
Palo Alto, California
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Enterprise
✓
✓
Payment Methods
Navan leads (6 vs 4)
Ach
✓
✓
Amex Unique
—
✓
Bank Transfer Unique
✓
—
Corporate Card
✓
✓
Mastercard Unique
—
✓
Virtual Card
✓
✓
Visa Unique
—
✓
Regions
SAP Concur leads (3 vs 2)
Asia Unique
✓
—
Europe
✓
✓
North America
✓
✓

SAP Concur is best when you...

Corporate Expense Management
Want coverage in Asia
Navan doesn't cover this region
View SAP Concur

Navan is best when you...

Corporate Travel & Expense
View Navan

Frequently Asked Questions

What is the difference between SAP Concur and Navan?
They share 3 payment methods and 2 regions. SAP Concur adds Bank Transfer that Navan does not list; Navan adds Amex, Mastercard, Visa that SAP Concur does not list; SAP Concur also covers Asia.
Which is cheaper, SAP Concur or Navan?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use SAP Concur and Navan?
SAP Concur lists 3 regions and 4 payment methods; Navan lists 2 and 6. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SAP Concur and Navan compare on integration and settlement?
SAP Concur offers a sandbox, Navan does not list one; both support webhooks.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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