SBPS (SoftBank Payment Service) vs Bank of the Philippine Islands — Settlement speed

SBPS (SoftBank Payment Service)

Japanese Carrier Billing

Bank of the Philippine Islands

Fees from

3% - 4% per transaction vs —

Features

0 shared

2 unique to SBPS (SoftBank Payment Service)

Regions

1 shared

1 unique to Bank of the Philippine Islands

Pay methods

4 shared

9 unique to SBPS (SoftBank Payment Service) · 2 unique to Bank of the Philippine Islands

On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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2 features · 15 payment methods · 2 regions. We don't rank these — they're here for reference.

SBPS (SoftBank Payment Service)

Bank of the Philippine Islands

Quick Facts

Fees

Standard transaction rate

3% - 4% per transaction

—

Settlement

Time to receive funds

—

Founded

2004

1851

Headquarters

Japan

—

Sandbox / Test Mode

✓

—

Webhook Support

✓

—

Features

SBPS (SoftBank Payment Service) leads (2 vs 0)

Enterprise Unique

✓

—

Recurring Payments Unique

✓

—

Payment Methods

SBPS (SoftBank Payment Service) leads (13 vs 6)

Alipay

✓

Amex Unique

—

✓

Apple Pay Unique

✓

—

Bank Transfer Unique

✓

—

Bnpl Unique

✓

—

Carrier Billing Unique

✓

—

Credit Card Unique

✓

—

Google Pay Unique

✓

—

Jcb Unique

—

✓

Mastercard

✓

Mobile Wallet Unique

✓

—

Paypal Unique

✓

—

Unionpay

✓

Visa

✓

Wechat Pay Unique

✓

—

Regions

Bank of the Philippine Islands leads (2 vs 1)

Asia

✓

Southeast Asia Unique

—

✓

SBPS (SoftBank Payment Service) is best when you...

Japanese Carrier Billing

Need Enterprise

Not available with Bank of the Philippine Islands

Need Recurring Payments

Not available with Bank of the Philippine Islands

View SBPS (SoftBank Payment Service)

Bank of the Philippine Islands is best when you...

Want coverage in Southeast Asia

SBPS (SoftBank Payment Service) doesn't cover this region

View Bank of the Philippine Islands

Frequently Asked Questions

What is the difference between SBPS (SoftBank Payment Service) and Bank of the Philippine Islands?

They share 4 payment methods and 1 region. SBPS (SoftBank Payment Service) adds Apple Pay, Bank Transfer, Buy Now Pay Later and 6 more that Bank of the Philippine Islands does not list; Bank of the Philippine Islands adds Amex, JCB that SBPS (SoftBank Payment Service) does not list; Bank of the Philippine Islands also covers Southeast Asia; only SBPS (SoftBank Payment Service) offers Enterprise, Recurring Payments.

Which is cheaper, SBPS (SoftBank Payment Service) or Bank of the Philippine Islands?

SBPS (SoftBank Payment Service) has published rates from 3% - 4% per transaction; Bank of the Philippine Islands has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.

Where can I use SBPS (SoftBank Payment Service) and Bank of the Philippine Islands?

SBPS (SoftBank Payment Service) lists 1 region and 13 payment methods; Bank of the Philippine Islands lists 2 and 6. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

How do SBPS (SoftBank Payment Service) and Bank of the Philippine Islands compare on integration and settlement?

SBPS (SoftBank Payment Service) offers a sandbox, Bank of the Philippine Islands does not list one; SBPS (SoftBank Payment Service) supports webhooks.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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