SBPS (SoftBank Payment Service) vs Campus Commerce (Transact) — My payment method

SBPS (SoftBank Payment Service)

Japanese Carrier Billing

Campus Commerce (Transact)

University Campus Payments

Fees from

3% - 4% per transaction vs Custom

Features

2 shared

Regions

0 shared

1 unique to SBPS (SoftBank Payment Service) · 1 unique to Campus Commerce (Transact)

Pay methods

4 shared

9 unique to SBPS (SoftBank Payment Service) · 2 unique to Campus Commerce (Transact)

On payment methods

SBPS (SoftBank Payment Service) supports 13 payment methods, 7 more than Campus Commerce (Transact). Verify directly with each provider before signing.

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2 features · 15 payment methods · 2 regions. We don't rank these — they're here for reference.

SBPS (SoftBank Payment Service)

Campus Commerce (Transact)

Quick Facts

Fees

Standard transaction rate

3% - 4% per transaction

Custom

Settlement

Time to receive funds

—

1–3 business days

Founded

2004

2000

Headquarters

Japan

Phoenix, Arizona

Sandbox / Test Mode

✓

—

Webhook Support

✓

—

Features

Enterprise

✓

Recurring Payments

✓

Payment Methods

SBPS (SoftBank Payment Service) leads (13 vs 6)

Ach Unique

—

✓

Alipay Unique

✓

—

Apple Pay Unique

✓

—

Bank Transfer Unique

✓

—

Bnpl Unique

✓

—

Carrier Billing Unique

✓

—

Credit Card

✓

Debit Card Unique

—

✓

Google Pay Unique

✓

—

Mastercard

✓

Mobile Wallet

✓

Paypal Unique

✓

—

Unionpay Unique

✓

—

Visa

✓

Wechat Pay Unique

✓

—

Regions

Asia Unique

✓

—

North America Unique

—

✓

SBPS (SoftBank Payment Service) is best when you...

Japanese Carrier Billing

Want coverage in Asia

Campus Commerce (Transact) doesn't cover this region

View SBPS (SoftBank Payment Service)

Campus Commerce (Transact) is best when you...

University Campus Payments

Want coverage in North America

SBPS (SoftBank Payment Service) doesn't cover this region

View Campus Commerce (Transact)

Frequently Asked Questions

What is the difference between SBPS (SoftBank Payment Service) and Campus Commerce (Transact)?

They share 4 payment methods and 0 regions. SBPS (SoftBank Payment Service) adds Alipay, Apple Pay, Bank Transfer and 6 more that Campus Commerce (Transact) does not list; Campus Commerce (Transact) adds ACH, Debit Card that SBPS (SoftBank Payment Service) does not list; SBPS (SoftBank Payment Service) also covers Asia; Campus Commerce (Transact) also covers North America.

Which is cheaper, SBPS (SoftBank Payment Service) or Campus Commerce (Transact)?

SBPS (SoftBank Payment Service) has published rates from 3% - 4% per transaction; Campus Commerce (Transact) has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.

Where can I use SBPS (SoftBank Payment Service) and Campus Commerce (Transact)?

SBPS (SoftBank Payment Service) lists 1 region and 13 payment methods; Campus Commerce (Transact) lists 1 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

How do SBPS (SoftBank Payment Service) and Campus Commerce (Transact) compare on integration and settlement?

SBPS (SoftBank Payment Service) offers a sandbox, Campus Commerce (Transact) does not list one; SBPS (SoftBank Payment Service) supports webhooks; Campus Commerce (Transact) publishes a settlement time of 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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