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SBPS (SoftBank Payment Service)

SBPS (SoftBank Payment Service)

Japanese Carrier Billing

VS

dLocal

Emerging Markets

dLocal
Fees from
3% - 4% per transaction vs 3-7% all-inclusive
Features

1 shared

1 unique to SBPS (SoftBank Payment Service) · 1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

3 shared

10 unique to SBPS (SoftBank Payment Service) · 7 unique to dLocal
On payment methods

SBPS (SoftBank Payment Service) supports 13 payment methods, 3 more than dLocal. Verify directly with each provider before signing.

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3 features · 20 payment methods · 4 regions. We don't rank these — they're here for reference.
SBPS (SoftBank Payment Service) SBPS (SoftBank Payment Service)
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
3% - 4% per transaction
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2004
2016
Headquarters
Japan
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise
✓
✓
Instant Payout Unique
—
✓
Recurring Payments Unique
✓
—
Payment Methods
SBPS (SoftBank Payment Service) leads (13 vs 10)
Alipay Unique
✓
—
Amex Unique
—
✓
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Boleto Unique
—
✓
Carrier Billing Unique
✓
—
Cash Unique
—
✓
Credit Card Unique
✓
—
Digital Wallet Unique
—
✓
Google Pay Unique
✓
—
Mastercard
✓
✓
Mobile Wallet Unique
✓
—
Oxxo Unique
—
✓
Paypal Unique
✓
—
Pix Unique
—
✓
Pse Unique
—
✓
Unionpay Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

SBPS (SoftBank Payment Service) is best when you...

Japanese Carrier Billing
Need Recurring Payments
Not available with dLocal
View SBPS (SoftBank Payment Service)

dLocal is best when you...

Emerging Markets
Need Instant Payout
Not available with SBPS (SoftBank Payment Service)
Want coverage in Africa, Latin America, Middle East
SBPS (SoftBank Payment Service) doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between SBPS (SoftBank Payment Service) and dLocal?
They share 3 payment methods and 1 region. SBPS (SoftBank Payment Service) adds Alipay, Apple Pay, Buy Now Pay Later and 7 more that dLocal does not list; dLocal adds Amex, Boleto, Cash and 4 more that SBPS (SoftBank Payment Service) does not list; dLocal also covers Africa, Latin America and 1 more; only SBPS (SoftBank Payment Service) offers Recurring Payments.
Which is cheaper, SBPS (SoftBank Payment Service) or dLocal?
SBPS (SoftBank Payment Service) has published rates from 3% - 4% per transaction; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SBPS (SoftBank Payment Service) and dLocal?
SBPS (SoftBank Payment Service) lists 1 region and 13 payment methods; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SBPS (SoftBank Payment Service) and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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