SBPS (SoftBank Payment Service) vs GoTo Financial — Lowest fees

SBPS (SoftBank Payment Service)

Japanese Carrier Billing

GoTo Financial

Indonesian Fintech Ecosystem

Fees from

3% - 4% per transaction vs From 1% per transaction

Features

1 shared

1 unique to SBPS (SoftBank Payment Service) · 1 unique to GoTo Financial

Regions

0 shared

1 unique to SBPS (SoftBank Payment Service) · 1 unique to GoTo Financial

Pay methods

2 shared

11 unique to SBPS (SoftBank Payment Service) · 3 unique to GoTo Financial

On fees

SBPS (SoftBank Payment Service) publishes 3% - 4% per transaction from. GoTo Financial publishes From 1% per transaction from. Verify directly with each provider before signing.

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3 features · 16 payment methods · 2 regions. We don't rank these — they're here for reference.

SBPS (SoftBank Payment Service)

GoTo Financial

Quick Facts

Fees

Standard transaction rate

3% - 4% per transaction

From 1% per transaction

Settlement

Time to receive funds

—

Founded

2004

2015

Headquarters

Japan

Jakarta, Indonesia

Sandbox / Test Mode

✓

Webhook Support

✓

Features

Enterprise

✓

Instant Payout Unique

—

✓

Recurring Payments Unique

✓

—

Payment Methods

SBPS (SoftBank Payment Service) leads (13 vs 5)

Alipay Unique

✓

—

Apple Pay Unique

✓

—

Bank Transfer

✓

Bnpl Unique

✓

—

Carrier Billing Unique

✓

—

Credit Card

✓

Debit Card Unique

—

✓

Digital Wallet Unique

—

✓

Google Pay Unique

✓

—

Mastercard Unique

✓

—

Mobile Wallet Unique

✓

—

Paypal Unique

✓

—

Qr Code Unique

—

✓

Unionpay Unique

✓

—

Visa Unique

✓

—

Wechat Pay Unique

✓

—

Regions

Asia Unique

✓

—

Southeast Asia Unique

—

✓

SBPS (SoftBank Payment Service) is best when you...

Japanese Carrier Billing

Need Recurring Payments

Not available with GoTo Financial

Want coverage in Asia

GoTo Financial doesn't cover this region

View SBPS (SoftBank Payment Service)

GoTo Financial is best when you...

Indonesian Fintech Ecosystem

Need Instant Payout

Not available with SBPS (SoftBank Payment Service)

Want coverage in Southeast Asia

SBPS (SoftBank Payment Service) doesn't cover this region

View GoTo Financial

Frequently Asked Questions

What is the difference between SBPS (SoftBank Payment Service) and GoTo Financial?

They share 2 payment methods and 0 regions. SBPS (SoftBank Payment Service) adds Alipay, Apple Pay, Buy Now Pay Later and 8 more that GoTo Financial does not list; GoTo Financial adds Debit Card, Digital Wallet, QR Code that SBPS (SoftBank Payment Service) does not list; SBPS (SoftBank Payment Service) also covers Asia; GoTo Financial also covers Southeast Asia.

Which is cheaper, SBPS (SoftBank Payment Service) or GoTo Financial?

SBPS (SoftBank Payment Service) has published rates from 3% - 4% per transaction; GoTo Financial has published rates from From 1% per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.

Where can I use SBPS (SoftBank Payment Service) and GoTo Financial?

SBPS (SoftBank Payment Service) lists 1 region and 13 payment methods; GoTo Financial lists 1 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

How do SBPS (SoftBank Payment Service) and GoTo Financial compare on integration and settlement?

both offer a sandbox; both support webhooks.

Are you SBPS (SoftBank Payment Service) or GoTo Financial?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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