SBPS (SoftBank Payment Service) vs M-Pesa Global — Lowest fees

SBPS (SoftBank Payment Service)

Japanese Carrier Billing

M-Pesa Global

Global Mobile Money Transfers

Fees from

3% - 4% per transaction vs Custom

Features

0 shared

2 unique to SBPS (SoftBank Payment Service) · 1 unique to M-Pesa Global

Regions

1 shared

2 unique to M-Pesa Global

Pay methods

0 shared

13 unique to SBPS (SoftBank Payment Service) · 1 unique to M-Pesa Global

On fees

SBPS (SoftBank Payment Service) publishes 3% - 4% per transaction from. M-Pesa Global uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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3 features · 14 payment methods · 3 regions. We don't rank these — they're here for reference.

SBPS (SoftBank Payment Service)

M-Pesa Global

Quick Facts

Fees

Standard transaction rate

3% - 4% per transaction

Custom

Settlement

Time to receive funds

—

Same day

Founded

2004

2007

Headquarters

Japan

Nairobi, Kenya

Sandbox / Test Mode

✓

Webhook Support

✓

Features

SBPS (SoftBank Payment Service) leads (2 vs 1)

Enterprise Unique

✓

—

Instant Payout Unique

—

✓

Recurring Payments Unique

✓

—

Payment Methods

SBPS (SoftBank Payment Service) leads (13 vs 1)

Alipay Unique

✓

—

Apple Pay Unique

✓

—

Bank Transfer Unique

✓

—

Bnpl Unique

✓

—

Carrier Billing Unique

✓

—

Credit Card Unique

✓

—

Google Pay Unique

✓

—

Mastercard Unique

✓

—

Mobile Money Unique

—

✓

Mobile Wallet Unique

✓

—

Paypal Unique

✓

—

Unionpay Unique

✓

—

Visa Unique

✓

—

Wechat Pay Unique

✓

—

Regions

M-Pesa Global leads (3 vs 1)

Africa Unique

—

✓

Asia

✓

Europe Unique

—

✓

SBPS (SoftBank Payment Service) is best when you...

Japanese Carrier Billing

Need Enterprise

Not available with M-Pesa Global

Need Recurring Payments

Not available with M-Pesa Global

View SBPS (SoftBank Payment Service)

M-Pesa Global is best when you...

Global Mobile Money Transfers

Need Instant Payout

Not available with SBPS (SoftBank Payment Service)

Want coverage in Africa, Europe

SBPS (SoftBank Payment Service) doesn't cover these regions

View M-Pesa Global

Frequently Asked Questions

What is the difference between SBPS (SoftBank Payment Service) and M-Pesa Global?

They share 0 payment methods and 1 region. SBPS (SoftBank Payment Service) adds Alipay, Apple Pay, Bank Transfer and 10 more that M-Pesa Global does not list; M-Pesa Global adds Mobile Money that SBPS (SoftBank Payment Service) does not list; M-Pesa Global also covers Africa, Europe; only SBPS (SoftBank Payment Service) offers Enterprise, Recurring Payments.

Which is cheaper, SBPS (SoftBank Payment Service) or M-Pesa Global?

SBPS (SoftBank Payment Service) has published rates from 3% - 4% per transaction; M-Pesa Global has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.

Where can I use SBPS (SoftBank Payment Service) and M-Pesa Global?

SBPS (SoftBank Payment Service) lists 1 region and 13 payment methods; M-Pesa Global lists 3 and 1. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

How do SBPS (SoftBank Payment Service) and M-Pesa Global compare on integration and settlement?

both offer a sandbox; both support webhooks; M-Pesa Global publishes a settlement time of Same day.

Are you SBPS (SoftBank Payment Service) or M-Pesa Global?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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