SBPS (SoftBank Payment Service) vs Reach — Settlement speed

SBPS (SoftBank Payment Service)

Japanese Carrier Billing

Reach

Cross-Border MoR Payments

Fees from

3% - 4% per transaction vs Per-transaction + FX

Features

1 shared

1 unique to SBPS (SoftBank Payment Service)

Regions

1 shared

2 unique to Reach

Pay methods

4 shared

9 unique to SBPS (SoftBank Payment Service) · 3 unique to Reach

On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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2 features · 16 payment methods · 3 regions. We don't rank these — they're here for reference.

SBPS (SoftBank Payment Service)

Reach

Quick Facts

Fees

Standard transaction rate

3% - 4% per transaction

Per-transaction + FX

Settlement

Time to receive funds

—

30 business days

Founded

2004

2016

Headquarters

Japan

Toronto, Canada

Sandbox / Test Mode

✓

Webhook Support

✓

Features

SBPS (SoftBank Payment Service) leads (2 vs 1)

Enterprise

✓

Recurring Payments Unique

✓

—

Payment Methods

SBPS (SoftBank Payment Service) leads (13 vs 7)

Alipay

✓

Apple Pay Unique

✓

—

Bank Transfer

✓

Bnpl Unique

✓

—

Carrier Billing Unique

✓

—

Credit Card

✓

Debit Card Unique

—

✓

Digital Wallet Unique

—

✓

Google Pay Unique

✓

—

Ideal Unique

—

✓

Mastercard Unique

✓

—

Mobile Wallet Unique

✓

—

Paypal Unique

✓

—

Unionpay Unique

✓

—

Visa Unique

✓

—

Wechat Pay

✓

Regions

Reach leads (3 vs 1)

Asia

✓

Europe Unique

—

✓

North America Unique

—

✓

SBPS (SoftBank Payment Service) is best when you...

Japanese Carrier Billing

Need Recurring Payments

Not available with Reach

View SBPS (SoftBank Payment Service)

Reach is best when you...

Cross-Border MoR Payments

Want coverage in Europe, North America

SBPS (SoftBank Payment Service) doesn't cover these regions

View Reach

Frequently Asked Questions

What is the difference between SBPS (SoftBank Payment Service) and Reach?

They share 4 payment methods and 1 region. SBPS (SoftBank Payment Service) adds Apple Pay, Buy Now Pay Later, Carrier Billing and 6 more that Reach does not list; Reach adds Debit Card, Digital Wallet, iDEAL that SBPS (SoftBank Payment Service) does not list; Reach also covers Europe, North America; only SBPS (SoftBank Payment Service) offers Recurring Payments.

Which is cheaper, SBPS (SoftBank Payment Service) or Reach?

SBPS (SoftBank Payment Service) has published rates from 3% - 4% per transaction; Reach has published rates from Per-transaction + FX. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.

Where can I use SBPS (SoftBank Payment Service) and Reach?

SBPS (SoftBank Payment Service) lists 1 region and 13 payment methods; Reach lists 3 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

How do SBPS (SoftBank Payment Service) and Reach compare on integration and settlement?

both offer a sandbox; both support webhooks; Reach publishes a settlement time of 30 business days.

Are you SBPS (SoftBank Payment Service) or Reach?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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