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S

Scotiabank

VS

dLocal

Emerging Markets

dLocal
Fees from
Custom vs 3-7% all-inclusive
Features

0 shared

2 unique to dLocal
Regions

2 shared

2 unique to Scotiabank · 2 unique to dLocal
Pay methods

2 shared

3 unique to Scotiabank · 8 unique to dLocal

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2 features · 13 payment methods · 6 regions. We don't rank these — they're here for reference.
Scotiabank
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Custom
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
—
2016
Headquarters
—
Montevideo, Uruguay
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
dLocal leads (2 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Payment Methods
dLocal leads (10 vs 5)
Ach Unique
✓
—
Amex Unique
—
✓
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Interac Unique
✓
—
Mastercard
✓
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Sepa Unique
✓
—
Visa
✓
✓
Regions
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
✓
—
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
✓
—

Scotiabank is best when you...

Want coverage in Europe, North America
dLocal doesn't cover these regions
View Scotiabank

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Scotiabank
Need Instant Payout
Not available with Scotiabank
Want coverage in Africa, Middle East
Scotiabank doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Scotiabank and dLocal?
They share 2 payment methods and 2 regions. Scotiabank adds ACH, Interac, SEPA that dLocal does not list; dLocal adds Amex, Bank Transfer, Boleto and 5 more that Scotiabank does not list; Scotiabank also covers Europe, North America; dLocal also covers Africa, Middle East.
Which is cheaper, Scotiabank or dLocal?
Scotiabank has custom pricing quoted on engagement; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Scotiabank and dLocal?
Scotiabank lists 4 regions and 5 payment methods; dLocal lists 4 and 10. both cover Asia, Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Scotiabank and dLocal compare on integration and settlement?
dLocal offers a sandbox, Scotiabank does not list one; dLocal supports webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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