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SenangPay

SenangPay

Malaysian SME Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2%-3% per transaction vs Custom
Features

1 shared

4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

2 shared

5 unique to SenangPay · 17 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 12 more than SenangPay. Verify directly with each provider before signing.

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5 features · 24 payment methods · 6 regions. We don't rank these — they're here for reference.
SenangPay SenangPay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2%-3% per transaction
Custom
Settlement
Time to receive funds
1–3 business days
1–2 business days
Founded
2015
2021
Headquarters
Kuala Lumpur, Malaysia
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 7)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Fpx Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Payment Link Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia
✓
✓

SenangPay is best when you...

Malaysian SME Payments
View SenangPay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with SenangPay
Need High Risk Accepted
Not available with SenangPay
Want coverage in Africa, Asia, Europe, Latin America, Middle East
SenangPay doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between SenangPay and A-Pay?
They share 2 payment methods and 1 region. SenangPay adds Buy Now Pay Later, Debit Card, Digital Wallet and 2 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 14 more that SenangPay does not list; A-Pay also covers Africa, Asia and 3 more; only A-Pay offers Crypto Support, High Risk Accepted and 2 more.
Which is cheaper, SenangPay or A-Pay?
SenangPay has published rates from 2%-3% per transaction; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SenangPay and A-Pay?
SenangPay lists 1 region and 7 payment methods; A-Pay lists 6 and 19. both cover Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SenangPay and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; SenangPay settles in 1–3 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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