Sends

Sends

UK-registered companies that want online card acceptance (Visa, Mastercard, Apple Pay, Google Pay) alongside a multi-currency business account and payouts to cards or IBANs.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Acquiring: "The lowest IC++, from 1.2%"; "Client rates depend on the type of business and transaction volumes. They can range from 2% up to 5%." vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

4 shared

15 unique to A-Pay
On settlement

Sends settles in Payouts on the same day; A-Pay settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
5 features · 19 payment methods · 6 regions. We don't rank these — they're here for reference.
Sends Sends
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Acquiring: "The lowest IC++, from 1.2%"; "Client rates depend on the type of business and transaction volumes. They can range from 2% up to 5%."
Custom
Settlement
Time to receive funds
Payouts on the same day
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 4)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Sends is best when you...

UK-registered companies that want online card acceptance (Visa, Mastercard, Apple Pay, Google Pay) alongside a multi-currency business account and payouts to cards or IBANs.
View Sends

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Sends
Need High Risk Accepted
Not available with Sends
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Sends doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Sends and A-Pay?
They share 4 payment methods and 0 regions. A-Pay adds ACH, Alipay, Amex and 12 more that Sends does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Sends or A-Pay?
Sends has published rates from Acquiring: "The lowest IC++, from 1.2%"; "Client rates depend on the type of business and transaction volumes. They can range from 2% up to 5%."; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Sends and A-Pay?
Sends lists 0 regions and 4 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Sends and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Sends does not list one; A-Pay supports webhooks; Sends settles in Payouts on the same day, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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