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Sezzle

Sezzle

Interest-Free Installments

VS

Checkout.com

Global Performance

Checkout.com
Fees from
6% + $0.30 vs 2.3-2.9% + $0.30 (typical)
Features

0 shared

1 unique to Sezzle · 4 unique to Checkout.com
Regions

2 shared

6 unique to Checkout.com
Pay methods

2 shared

3 unique to Sezzle · 33 unique to Checkout.com

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Show full specs
5 features · 38 payment methods · 8 regions. We don't rank these — they're here for reference.
Sezzle Sezzle
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
6% + $0.30
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
Next business day
1–3 business days
Founded
2016
2012
Headquarters
Minneapolis, Minnesota
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 5)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bnpl Unique
✓
—
Cartes Bancaires Unique
—
✓
Dana Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Installments Unique
✓
—
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Virtual Card Unique
✓
—
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

Sezzle is best when you...

Interest-Free Installments
Need Startup Friendly
Not available with Checkout.com
View Sezzle

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with Sezzle
Need Instant Payout
Not available with Sezzle
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Sezzle doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Sezzle and Checkout.com?
They share 2 payment methods and 2 regions. Sezzle adds Buy Now Pay Later, Installments, Virtual Card that Checkout.com does not list; Checkout.com adds ACH, Alipay, Amex and 30 more that Sezzle does not list; Checkout.com also covers Africa, Asia and 4 more; only Sezzle offers Startup Friendly.
Which is cheaper, Sezzle or Checkout.com?
Sezzle has published rates from 6% + $0.30; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Sezzle and Checkout.com?
Sezzle lists 2 regions and 5 payment methods; Checkout.com lists 8 and 35. both cover North America, Oceania. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Sezzle and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Sezzle settles in Next business day, Checkout.com in 1–3 business days.

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