Menu

Discover

All Providers Compare License Map Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
Shift4

Shift4

Hospitality & Retail

VS

Authorize.Net

Advanced Fraud Detection

Authorize.Net
Fees from
0.05% + $0.03 above interchange vs $25/month + 2.9% + $0.30
Features

0 shared

2 unique to Shift4 · 4 unique to Authorize.Net
Regions

2 shared

1 unique to Authorize.Net
Pay methods

6 shared

3 unique to Shift4 · 4 unique to Authorize.Net

Still evaluating?

Get matched to the right provider in 90 seconds.

Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
6 features · 13 payment methods · 3 regions. We don't rank these — they're here for reference.
Shift4 Shift4
Authorize.Net Authorize.Net
Quick Facts
Fees
Standard transaction rate
0.05% + $0.03 above interchange
$25/month + 2.9% + $0.30
Settlement
Time to receive funds
1–2 business days
2–3 business days
Founded
1999
1996
Headquarters
Allentown, Pennsylvania
Foster City, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Authorize.Net leads (4 vs 2)
Enterprise Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Authorize.Net leads (10 vs 9)
Ach Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Diners Unique
✓
—
Discover
✓
✓
Echeck Unique
—
✓
Gift Card Unique
✓
—
Google Pay Unique
✓
—
Jcb
✓
✓
Mastercard
✓
✓
Paypal Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Authorize.Net leads (3 vs 2)
Europe
✓
✓
North America
✓
✓
Oceania Unique
—
✓

Shift4 is best when you...

Hospitality & Retail
Need Instant Payout
Not available with Authorize.Net
Need Startup Friendly
Not available with Authorize.Net
View Shift4

Authorize.Net is best when you...

Advanced Fraud Detection
Need Enterprise
Not available with Shift4
Need High Risk Accepted
Not available with Shift4
Want coverage in Oceania
Shift4 doesn't cover this region
View Authorize.Net

Frequently Asked Questions

What is the difference between Shift4 and Authorize.Net?
They share 6 payment methods and 2 regions. Shift4 adds Diners Club, Gift Card, Google Pay that Authorize.Net does not list; Authorize.Net adds ACH, eCheck, PayPal and 1 more that Shift4 does not list; Authorize.Net also covers Oceania; only Shift4 offers Instant Payout, Startup Friendly.
Which is cheaper, Shift4 or Authorize.Net?
Shift4 has published rates from 0.05% + $0.03 above interchange; Authorize.Net has published rates from $25/month + 2.9% + $0.30. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Shift4 and Authorize.Net?
Shift4 lists 2 regions and 9 payment methods; Authorize.Net lists 3 and 10. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Shift4 and Authorize.Net compare on integration and settlement?
both offer a sandbox; both support webhooks; Shift4 settles in 1–2 business days, Authorize.Net in 2–3 business days.

Are you Shift4 or Authorize.Net?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →