Menu

Discover

All Providers Compare License Map Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
Shift4

Shift4

Hospitality & Retail

VS

Paycomet

Spanish e-commerce

Paycomet
Fees from
0.05% + $0.03 above interchange vs €0.10 per transaction
Features

1 shared

1 unique to Shift4 · 1 unique to Paycomet
Regions

1 shared

1 unique to Shift4
Pay methods

8 shared

1 unique to Shift4 · 5 unique to Paycomet
On region

Shift4 covers 2 regions; Paycomet covers 1. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
3 features · 14 payment methods · 2 regions. We don't rank these — they're here for reference.
Shift4 Shift4
Paycomet Paycomet
Quick Facts
Fees
Standard transaction rate
0.05% + $0.03 above interchange
€0.10 per transaction
Settlement
Time to receive funds
1–2 business days
2 business days
Founded
1999
2010
Headquarters
Allentown, Pennsylvania
Valencia, Spain
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Instant Payout Unique
✓
—
Low Fees Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Paycomet leads (13 vs 9)
Amex
✓
✓
Apple Pay
✓
✓
Diners
✓
✓
Discover
✓
✓
Gift Card Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb
✓
✓
Mastercard
✓
✓
Mb Way Unique
—
✓
Multibanco Unique
—
✓
Paypal Unique
—
✓
Trustly Unique
—
✓
Visa
✓
✓
Regions
Shift4 leads (2 vs 1)
Europe
✓
✓
North America Unique
✓
—

Shift4 is best when you...

Hospitality & Retail
Need Instant Payout
Not available with Paycomet
Want coverage in North America
Paycomet doesn't cover this region
View Shift4

Paycomet is best when you...

Spanish e-commerce
Need Low Fees
Not available with Shift4
View Paycomet

Frequently Asked Questions

What is the difference between Shift4 and Paycomet?
They share 8 payment methods and 1 region. Shift4 adds Gift Card that Paycomet does not list; Paycomet adds iDEAL, MB WAY, Multibanco and 2 more that Shift4 does not list; Shift4 also covers North America; only Shift4 offers Instant Payout.
Which is cheaper, Shift4 or Paycomet?
Shift4 has published rates from 0.05% + $0.03 above interchange; Paycomet has published rates from €0.10 per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Shift4 and Paycomet?
Shift4 lists 2 regions and 9 payment methods; Paycomet lists 1 and 13. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Shift4 and Paycomet compare on integration and settlement?
both offer a sandbox; both support webhooks; Shift4 settles in 1–2 business days, Paycomet in 2 business days.

Are you Shift4 or Paycomet?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →