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Shopkeep (Lightspeed)

Shopkeep (Lightspeed)

iPad Retail POS

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From $49/month + processing vs Custom
Features

1 shared

4 unique to A-Pay
Regions

0 shared

1 unique to Shopkeep (Lightspeed) · 6 unique to A-Pay
Pay methods

3 shared

2 unique to Shopkeep (Lightspeed) · 16 unique to A-Pay
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
5 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Shopkeep (Lightspeed) Shopkeep (Lightspeed)
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From $49/month + processing
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2008
2021
Headquarters
New York, New York
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 5)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Shopkeep (Lightspeed) is best when you...

iPad Retail POS
Want coverage in North America
A-Pay doesn't cover this region
View Shopkeep (Lightspeed)

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Shopkeep (Lightspeed)
Need High Risk Accepted
Not available with Shopkeep (Lightspeed)
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Shopkeep (Lightspeed) doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Shopkeep (Lightspeed) and A-Pay?
They share 3 payment methods and 0 regions. Shopkeep (Lightspeed) adds Contactless, Debit Card that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 13 more that Shopkeep (Lightspeed) does not list; Shopkeep (Lightspeed) also covers North America; A-Pay also covers Africa, Asia and 4 more.
Which is cheaper, Shopkeep (Lightspeed) or A-Pay?
Shopkeep (Lightspeed) has published rates from From $49/month + processing; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Shopkeep (Lightspeed) and A-Pay?
Shopkeep (Lightspeed) lists 1 region and 5 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Shopkeep (Lightspeed) and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Shopkeep (Lightspeed) does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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