Shopkeep (Lightspeed) vs InsurePay — My region

Shopkeep (Lightspeed)

iPad Retail POS

InsurePay

Workers Comp Pay-As-You-Go

Fees from

From $49/month + processing vs Per-transaction pricing

Features

0 shared

1 unique to Shopkeep (Lightspeed) · 2 unique to InsurePay

Regions

1 shared

Pay methods

2 shared

3 unique to Shopkeep (Lightspeed) · 1 unique to InsurePay

On region

Both cover 1 regions. Verify directly with each provider before signing.

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3 features · 6 payment methods · 1 regions. We don't rank these — they're here for reference.

Shopkeep (Lightspeed)

InsurePay

Quick Facts

Fees

Standard transaction rate

From $49/month + processing

Per-transaction pricing

Settlement

Time to receive funds

—

Founded

2008

Headquarters

New York, New York

Nashville, Tennessee

Sandbox / Test Mode

—

Webhook Support

—

Features

InsurePay leads (2 vs 1)

Enterprise Unique

—

✓

Recurring Payments Unique

—

✓

Startup Friendly Unique

✓

—

Payment Methods

Shopkeep (Lightspeed) leads (5 vs 3)

Ach Unique

—

✓

Apple Pay Unique

✓

—

Contactless Unique

✓

—

Credit Card

✓

Debit Card

✓

Google Pay Unique

✓

—

Regions

North America

✓

Shopkeep (Lightspeed) is best when you...

iPad Retail POS

Need Startup Friendly

Not available with InsurePay

View Shopkeep (Lightspeed)

InsurePay is best when you...

Workers Comp Pay-As-You-Go

Need Enterprise

Not available with Shopkeep (Lightspeed)

Need Recurring Payments

Not available with Shopkeep (Lightspeed)

View InsurePay

Frequently Asked Questions

What is the difference between Shopkeep (Lightspeed) and InsurePay?

They share 2 payment methods and 1 region. Shopkeep (Lightspeed) adds Apple Pay, Contactless, Google Pay that InsurePay does not list; InsurePay adds ACH that Shopkeep (Lightspeed) does not list; only Shopkeep (Lightspeed) offers Startup Friendly; only InsurePay offers Enterprise, Recurring Payments.

Which is cheaper, Shopkeep (Lightspeed) or InsurePay?

Shopkeep (Lightspeed) has published rates from From $49/month + processing; InsurePay has published rates from Per-transaction pricing. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.

Where can I use Shopkeep (Lightspeed) and InsurePay?

Shopkeep (Lightspeed) lists 1 region and 5 payment methods; InsurePay lists 1 and 3. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

Are you Shopkeep (Lightspeed) or InsurePay?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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