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Simpl

Simpl

Indian BNPL Checkout

VS

dLocal

Emerging Markets

dLocal
Fees from
Custom vs 3-7% all-inclusive
Features

1 shared

1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

0 shared

3 unique to Simpl · 10 unique to dLocal
On licensing

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Show full specs
2 features · 13 payment methods · 4 regions. We don't rank these — they're here for reference.
Simpl Simpl
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Custom
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2015
2016
Headquarters
Bangalore, India
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Payment Methods
dLocal leads (10 vs 3)
Amex Unique
—
✓
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Boleto Unique
—
✓
Cash Unique
—
✓
Credit Card Unique
✓
—
Digital Wallet Unique
—
✓
Mastercard Unique
—
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Upi Unique
✓
—
Visa Unique
—
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

Simpl is best when you...

Indian BNPL Checkout
View Simpl

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Simpl
Want coverage in Africa, Latin America, Middle East
Simpl doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Simpl and dLocal?
They share 0 payment methods and 1 region. Simpl adds Buy Now Pay Later, Credit Card, UPI that dLocal does not list; dLocal adds Amex, Bank Transfer, Boleto and 7 more that Simpl does not list; dLocal also covers Africa, Latin America and 1 more; only dLocal offers Enterprise.
Which is cheaper, Simpl or dLocal?
Simpl has custom pricing quoted on engagement; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Simpl and dLocal?
Simpl lists 1 region and 3 payment methods; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Simpl and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

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