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Simplex

Simplex

Crypto Exchange On-Ramp

VS

Paygatex

Paygatex
Fees from
3.5%-5% per transaction vs 0.2%–1%
Features

2 shared

7 unique to Paygatex
Regions

1 shared

2 unique to Simplex · 7 unique to Paygatex
Pay methods

0 shared

7 unique to Simplex · 18 unique to Paygatex

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Show full specs
9 features · 25 payment methods · 10 regions. We don't rank these — they're here for reference.
Simplex Simplex
Paygatex Paygatex
Quick Facts
Fees
Standard transaction rate
3.5%-5% per transaction
0.2%–1%
Settlement
Time to receive funds
1-24 hours
Same day
Founded
2014
2023
Headquarters
Tel Aviv, Israel
Saint Kitts and Nevis
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paygatex leads (9 vs 2)
Crypto Support
✓
✓
High Risk Accepted
✓
✓
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Marketplace Support Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Paygatex leads (18 vs 7)
Ach Unique
✓
—
Apple Pay Unique
✓
—
Arbitrum Unique
—
✓
Bitcoin Unique
—
✓
Bnb Unique
—
✓
Credit Card Unique
✓
—
Crypto Unique
—
✓
Debit Card Unique
✓
—
Dogecoin Unique
—
✓
Ethereum Unique
—
✓
Google Pay Unique
✓
—
Invoice Unique
—
✓
Lightning Network Unique
—
✓
Litecoin Unique
—
✓
Monero Unique
—
✓
Optimism Unique
—
✓
Payment Link Unique
—
✓
Pix Unique
✓
—
Sepa Unique
✓
—
Solana Unique
—
✓
Stablecoin Unique
—
✓
Tron Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Xrp Unique
—
✓
Regions
Paygatex leads (8 vs 3)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
✓
—
Global Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Oceania Unique
—
✓
South America Unique
—
✓
Southeast Asia Unique
—
✓

Simplex is best when you...

Crypto Exchange On-Ramp
Want coverage in Europe, North America
Paygatex doesn't cover these regions
View Simplex

Paygatex is best when you...

Need Instant Payout
Not available with Simplex
Need Low Fees
Not available with Simplex
Want coverage in Africa, Global, Latin America, Middle East, Oceania, South America, Southeast Asia
Simplex doesn't cover these regions
View Paygatex

Frequently Asked Questions

What is the difference between Simplex and Paygatex?
They share 0 payment methods and 1 region. Simplex adds ACH, Apple Pay, Credit Card and 4 more that Paygatex does not list; Paygatex adds Arbitrum, Bitcoin, BNB and 15 more that Simplex does not list; Simplex also covers Europe, North America; Paygatex also covers Africa, Global and 5 more.
Which is cheaper, Simplex or Paygatex?
Simplex has published rates from 3.5%-5% per transaction; Paygatex has published rates from 0.2%–1%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Simplex and Paygatex?
Simplex lists 3 regions and 7 payment methods; Paygatex lists 8 and 18. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Simplex and Paygatex compare on integration and settlement?
both offer a sandbox; both support webhooks; Simplex settles in 1-24 hours, Paygatex in Same day.

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