SiTef (Software Express) vs Alipay — Lowest fees

SiTef (Software Express)

Brazilian Payment Middleware

Alipay

Chinese Consumers

Fees from

Custom vs Custom

Features

1 shared

1 unique to Alipay

Regions

1 shared

7 unique to Alipay

Pay methods

2 shared

4 unique to SiTef (Software Express) · 5 unique to Alipay

On fees

SiTef (Software Express) uses custom pricing, quoted on engagement. Alipay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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2 features · 11 payment methods · 8 regions. We don't rank these — they're here for reference.

SiTef (Software Express)

Alipay

Quick Facts

Fees

Standard transaction rate

Custom

Settlement

Time to receive funds

—

Next business day

Founded

1995

2004

Headquarters

Brazil

Hangzhou, China

Sandbox / Test Mode

✓

Webhook Support

✓

Features

Alipay leads (2 vs 1)

Enterprise

✓

Instant Payout Unique

—

✓

Payment Methods

Alipay leads (7 vs 6)

Alipay Unique

—

✓

Amex Unique

✓

—

Bank Transfer Unique

✓

—

Digital Wallet Unique

—

✓

Jcb Unique

—

✓

Mastercard

✓

Pix Unique

✓

—

Pos Unique

✓

—

Qr Code Unique

—

✓

Unionpay Unique

—

✓

Visa

✓

Regions

Alipay leads (8 vs 1)

Africa Unique

—

✓

Asia Unique

—

✓

Europe Unique

—

✓

Latin America

✓

Middle East Unique

—

✓

North America Unique

—

✓

Oceania Unique

—

✓

Southeast Asia Unique

—

✓

SiTef (Software Express) is best when you...

Brazilian Payment Middleware

View SiTef (Software Express)

Alipay is best when you...

Chinese Consumers

Need Instant Payout

Not available with SiTef (Software Express)

Want coverage in Africa, Asia, Europe, Middle East, North America, Oceania, Southeast Asia

SiTef (Software Express) doesn't cover these regions

View Alipay

Frequently Asked Questions

What is the difference between SiTef (Software Express) and Alipay?

They share 2 payment methods and 1 region. SiTef (Software Express) adds Amex, Bank Transfer, PIX and 1 more that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 2 more that SiTef (Software Express) does not list; Alipay also covers Africa, Asia and 5 more; only Alipay offers Instant Payout.

Which is cheaper, SiTef (Software Express) or Alipay?

Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.

Where can I use SiTef (Software Express) and Alipay?

SiTef (Software Express) lists 1 region and 6 payment methods; Alipay lists 8 and 7. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

How do SiTef (Software Express) and Alipay compare on integration and settlement?

both offer a sandbox; both support webhooks; Alipay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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