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SiTef (Software Express)

SiTef (Software Express)

Brazilian Payment Middleware

VS

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

Paypercut
Fees from
Custom vs 0.99%–2.69%
Features

0 shared

1 unique to SiTef (Software Express) · 8 unique to Paypercut
Regions

0 shared

1 unique to SiTef (Software Express) · 1 unique to Paypercut
Pay methods

2 shared

4 unique to SiTef (Software Express) · 9 unique to Paypercut
On region

Both cover 1 regions. Verify directly with each provider before signing.

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Show full specs
9 features · 15 payment methods · 2 regions. We don't rank these — they're here for reference.
SiTef (Software Express) SiTef (Software Express)
Paypercut Paypercut
Quick Facts
Fees
Standard transaction rate
Custom
0.99%–2.69%
Settlement
Time to receive funds
—
1–2 business days
Founded
1995
2025
Headquarters
Brazil
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Paypercut leads (8 vs 1)
Enterprise Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
—
✓
Marketplace Support Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Paypercut leads (11 vs 6)
Amex Unique
✓
—
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Blik Unique
—
✓
Bnpl Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Google Pay Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Payment Link Unique
—
✓
Pix Unique
✓
—
Pos Unique
✓
—
Qr Code Unique
—
✓
Visa
✓
✓
Regions
Europe Unique
—
✓
Latin America Unique
✓
—

SiTef (Software Express) is best when you...

Brazilian Payment Middleware
Need Enterprise
Not available with Paypercut
Want coverage in Latin America
Paypercut doesn't cover this region
View SiTef (Software Express)

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Instant Sandbox
Not available with SiTef (Software Express)
Need Low Fees
Not available with SiTef (Software Express)
Want coverage in Europe
SiTef (Software Express) doesn't cover this region
View Paypercut

Frequently Asked Questions

What is the difference between SiTef (Software Express) and Paypercut?
They share 2 payment methods and 0 regions. SiTef (Software Express) adds Amex, Bank Transfer, PIX and 1 more that Paypercut does not list; Paypercut adds Apple Pay, BLIK, Buy Now Pay Later and 6 more that SiTef (Software Express) does not list; SiTef (Software Express) also covers Latin America; Paypercut also covers Europe.
Which is cheaper, SiTef (Software Express) or Paypercut?
SiTef (Software Express) has custom pricing quoted on engagement; Paypercut has published rates from 0.99%–2.69%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SiTef (Software Express) and Paypercut?
SiTef (Software Express) lists 1 region and 6 payment methods; Paypercut lists 1 and 11. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SiTef (Software Express) and Paypercut compare on integration and settlement?
SiTef (Software Express) offers a sandbox, Paypercut does not list one; SiTef (Software Express) supports webhooks; Paypercut publishes a settlement time of 1–2 business days.

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