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Skip Pay

Skip Pay

Czech e-shops that want to offer customers buy-now-pay-later options (deferred payment within 30 days or paying in thirds) without carrying the non-payment risk themselves.

VS

Scratchpay

Veterinary Payment & Financing

Scratchpay
Fees from
— vs Custom
Features

0 shared

1 unique to Scratchpay
Regions

0 shared

1 unique to Scratchpay
Pay methods

1 shared

3 unique to Scratchpay
On payment methods

Scratchpay supports 4 payment methods, 3 more than Skip Pay. Verify directly with each provider before signing.

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Show full specs
1 features · 4 payment methods · 1 regions. We don't rank these — they're here for reference.
Skip Pay Skip Pay
Scratchpay Scratchpay
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
Vy od nás dostanete celou částku obratem.
—
Founded
—
2016
Headquarters
—
Pasadena, California
Sandbox / Test Mode
—
—
Webhook Support
—
✓
Features
Scratchpay leads (1 vs 0)
Startup Friendly Unique
—
✓
Payment Methods
Scratchpay leads (4 vs 1)
Bnpl
✓
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Regions
Scratchpay leads (1 vs 0)
North America Unique
—
✓

Skip Pay is best when you...

Czech e-shops that want to offer customers buy-now-pay-later options (deferred payment within 30 days or paying in thirds) without carrying the non-payment risk themselves.
View Skip Pay

Scratchpay is best when you...

Veterinary Payment & Financing
Need Startup Friendly
Not available with Skip Pay
Want coverage in North America
Skip Pay doesn't cover this region
View Scratchpay

Frequently Asked Questions

What is the difference between Skip Pay and Scratchpay?
They share 1 payment method and 0 regions. Scratchpay adds Credit Card, Debit Card, Digital Wallet that Skip Pay does not list; Scratchpay also covers North America; only Scratchpay offers Startup Friendly.
Which is cheaper, Skip Pay or Scratchpay?
Skip Pay has no published rate; Scratchpay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Skip Pay and Scratchpay?
Skip Pay lists 0 regions and 1 payment method; Scratchpay lists 1 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Skip Pay and Scratchpay compare on integration and settlement?
Scratchpay supports webhooks; Skip Pay publishes a settlement time of Vy od nás dostanete celou částku obratem..

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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