Skrill

Skrill

Gaming & Forex

VS

Pay.com

Modern Online Payment Gateway

Pay.com
Fees from
Free to merchants (user pays 1-5%) vs 2.85%–2.9% + $0.27
Features

0 shared

3 unique to Skrill · 2 unique to Pay.com
Regions

1 shared

3 unique to Skrill · 1 unique to Pay.com
Pay methods

3 shared

1 unique to Skrill · 5 unique to Pay.com
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
5 features · 9 payment methods · 5 regions. We don't rank these — they're here for reference.
Skrill Skrill
Pay.com Pay.com
Quick Facts
Fees
Standard transaction rate
Free to merchants (user pays 1-5%)
2.85%–2.9% + $0.27
Settlement
Time to receive funds
Instant
—
Founded
2001
2020
Headquarters
London, United Kingdom
Tel Aviv, Israel
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Skrill leads (3 vs 2)
Crypto Support Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
Pay.com leads (8 vs 4)
Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Bitcoin Unique
✓
—
Google Pay Unique
—
✓
Mastercard
✓
✓
Paypal Unique
—
✓
Visa
✓
✓
Regions
Skrill leads (4 vs 2)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
North America Unique
—
✓

Skrill is best when you...

Gaming & Forex
Need Crypto Support
Not available with Pay.com
Need Instant Payout
Not available with Pay.com
Want coverage in Africa, Asia, Latin America
Pay.com doesn't cover these regions
View Skrill

Pay.com is best when you...

Modern Online Payment Gateway
Need Instant Sandbox
Not available with Skrill
Need Startup Friendly
Not available with Skrill
Want coverage in North America
Skrill doesn't cover this region
View Pay.com

Frequently Asked Questions

What is the difference between Skrill and Pay.com?
They share 3 payment methods and 1 region. Skrill adds Bitcoin that Pay.com does not list; Pay.com adds ACH, Amex, Apple Pay and 2 more that Skrill does not list; Skrill also covers Africa, Asia and 1 more; Pay.com also covers North America.
Which is cheaper, Skrill or Pay.com?
Skrill has published rates from Free to merchants (user pays 1-5%); Pay.com has published rates from 2.85%–2.9% + $0.27. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Skrill and Pay.com?
Skrill lists 4 regions and 4 payment methods; Pay.com lists 2 and 8. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Skrill and Pay.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Skrill publishes a settlement time of Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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