Sumitomo Mitsui Card

Sumitomo Mitsui Card

Japanese Card Issuing & Acquiring

VS

Checkout.com

Global Performance

Checkout.com
Fees from
Custom vs 2.3-2.9% + $0.30 (typical)
Features

1 shared

3 unique to Checkout.com
Regions

1 shared

7 unique to Checkout.com
Pay methods

4 shared

31 unique to Checkout.com
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
4 features · 35 payment methods · 8 regions. We don't rank these — they're here for reference.
Sumitomo Mitsui Card Sumitomo Mitsui Card
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
Custom
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
—
1–3 business days
Founded
1967
2012
Headquarters
Tokyo, Japan
London, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 1)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Checkout.com leads (35 vs 4)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Cartes Bancaires Unique
—
✓
Dana Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Sumitomo Mitsui Card is best when you...

Japanese Card Issuing & Acquiring
View Sumitomo Mitsui Card

Checkout.com is best when you...

Global Performance
Need Instant Payout
Not available with Sumitomo Mitsui Card
Need Instant Sandbox
Not available with Sumitomo Mitsui Card
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Sumitomo Mitsui Card doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Sumitomo Mitsui Card and Checkout.com?
They share 4 payment methods and 1 region. Checkout.com adds ACH, Alipay, Amex and 28 more that Sumitomo Mitsui Card does not list; Checkout.com also covers Africa, Europe and 5 more; only Checkout.com offers Instant Payout, Instant Sandbox and 1 more.
Which is cheaper, Sumitomo Mitsui Card or Checkout.com?
Sumitomo Mitsui Card has custom pricing quoted on engagement; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Sumitomo Mitsui Card and Checkout.com?
Sumitomo Mitsui Card lists 1 region and 4 payment methods; Checkout.com lists 8 and 35. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Sumitomo Mitsui Card and Checkout.com compare on integration and settlement?
Checkout.com offers a sandbox, Sumitomo Mitsui Card does not list one; both support webhooks; Checkout.com publishes a settlement time of 1–3 business days.

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