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Smile Identity

Smile Identity

African KYC Verification

VS

Alipay

Chinese Consumers

Alipay
Fees from
Per-verification pricing vs Custom
Features

1 shared

1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

0 shared

7 unique to Alipay
On payment methods

Alipay supports 7 payment methods, 7 more than Smile Identity. Verify directly with each provider before signing.

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Show full specs
2 features · 7 payment methods · 8 regions. We don't rank these — they're here for reference.
Smile Identity Smile Identity
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Per-verification pricing
Custom
Settlement
Time to receive funds
—
Next business day
Founded
2017
2004
Headquarters
Lagos, Nigeria
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Alipay leads (2 vs 1)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Payment Methods
Alipay leads (7 vs 0)
Alipay Unique
—
✓
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Smile Identity is best when you...

African KYC Verification
View Smile Identity

Alipay is best when you...

Chinese Consumers
Need Instant Payout
Not available with Smile Identity
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Smile Identity doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Smile Identity and Alipay?
They share 0 payment methods and 1 region. Alipay adds Alipay, Digital Wallet, JCB and 4 more that Smile Identity does not list; Alipay also covers Asia, Europe and 5 more; only Alipay offers Instant Payout.
Which is cheaper, Smile Identity or Alipay?
Smile Identity has published rates from Per-verification pricing; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Smile Identity and Alipay?
Smile Identity lists 1 region and 0 payment methods; Alipay lists 8 and 7. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Smile Identity and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Alipay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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