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Smile Identity

Smile Identity

African KYC Verification

VS

dLocal

Emerging Markets

dLocal
Fees from
Per-verification pricing vs 3-7% all-inclusive
Features

1 shared

1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

0 shared

10 unique to dLocal
On region

dLocal covers 4 regions; Smile Identity covers 1. Verify directly with each provider before signing.

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Show full specs
2 features · 10 payment methods · 4 regions. We don't rank these — they're here for reference.
Smile Identity Smile Identity
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Per-verification pricing
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2017
2016
Headquarters
Lagos, Nigeria
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise
✓
✓
Instant Payout Unique
—
✓
Payment Methods
dLocal leads (10 vs 0)
Amex Unique
—
✓
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard Unique
—
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Visa Unique
—
✓
Regions
dLocal leads (4 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

Smile Identity is best when you...

African KYC Verification
View Smile Identity

dLocal is best when you...

Emerging Markets
Need Instant Payout
Not available with Smile Identity
Want coverage in Asia, Latin America, Middle East
Smile Identity doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Smile Identity and dLocal?
They share 0 payment methods and 1 region. dLocal adds Amex, Bank Transfer, Boleto and 7 more that Smile Identity does not list; dLocal also covers Asia, Latin America and 1 more; only dLocal offers Instant Payout.
Which is cheaper, Smile Identity or dLocal?
Smile Identity has published rates from Per-verification pricing; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Smile Identity and dLocal?
Smile Identity lists 1 region and 0 payment methods; dLocal lists 4 and 10. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Smile Identity and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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