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Smile Identity

Smile Identity

African KYC Verification

VS

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

Paypercut
Fees from
Per-verification pricing vs 0.99%–2.69%
Features

0 shared

1 unique to Smile Identity · 8 unique to Paypercut
Regions

0 shared

1 unique to Smile Identity · 1 unique to Paypercut
Pay methods

0 shared

11 unique to Paypercut
On payment methods

Paypercut supports 11 payment methods, 11 more than Smile Identity. Verify directly with each provider before signing.

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Show full specs
9 features · 11 payment methods · 2 regions. We don't rank these — they're here for reference.
Smile Identity Smile Identity
Paypercut Paypercut
Quick Facts
Fees
Standard transaction rate
Per-verification pricing
0.99%–2.69%
Settlement
Time to receive funds
—
1–2 business days
Founded
2017
2025
Headquarters
Lagos, Nigeria
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Paypercut leads (8 vs 1)
Enterprise Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
—
✓
Marketplace Support Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Paypercut leads (11 vs 0)
Apple Pay Unique
—
✓
Blik Unique
—
✓
Bnpl Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Google Pay Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Payment Link Unique
—
✓
Qr Code Unique
—
✓
Visa Unique
—
✓
Regions
Africa Unique
✓
—
Europe Unique
—
✓

Smile Identity is best when you...

African KYC Verification
Need Enterprise
Not available with Paypercut
Want coverage in Africa
Paypercut doesn't cover this region
View Smile Identity

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Instant Sandbox
Not available with Smile Identity
Need Low Fees
Not available with Smile Identity
Want coverage in Europe
Smile Identity doesn't cover this region
View Paypercut

Frequently Asked Questions

What is the difference between Smile Identity and Paypercut?
They share 0 payment methods and 0 regions. Paypercut adds Apple Pay, BLIK, Buy Now Pay Later and 8 more that Smile Identity does not list; Smile Identity also covers Africa; Paypercut also covers Europe; only Smile Identity offers Enterprise.
Which is cheaper, Smile Identity or Paypercut?
Smile Identity has published rates from Per-verification pricing; Paypercut has published rates from 0.99%–2.69%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Smile Identity and Paypercut?
Smile Identity lists 1 region and 0 payment methods; Paypercut lists 1 and 11. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Smile Identity and Paypercut compare on integration and settlement?
Smile Identity offers a sandbox, Paypercut does not list one; Smile Identity supports webhooks; Paypercut publishes a settlement time of 1–2 business days.

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