Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
SoarPay

SoarPay

Medium-Risk Merchants

VS

National Processing

No-Contract Processing

National Processing
Fees from
Custom vs Interchange-plus from 0.18%
Features

0 shared

1 unique to SoarPay · 2 unique to National Processing
Regions

1 shared

Pay methods

3 shared

1 unique to National Processing
On payment methods

National Processing supports 4 payment methods, 1 more than SoarPay. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
3 features · 4 payment methods · 1 regions. We don't rank these — they're here for reference.
SoarPay SoarPay
National Processing National Processing
Quick Facts
Fees
Standard transaction rate
Custom
Interchange-plus from 0.18%
Settlement
Time to receive funds
—
—
Founded
2015
2007
Headquarters
Tampa, Florida
Orem, Utah
Sandbox / Test Mode
—
—
Webhook Support
✓
—
Features
National Processing leads (2 vs 1)
High Risk Accepted Unique
✓
—
Low Fees Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
National Processing leads (4 vs 3)
Ach
✓
✓
Check Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Regions
North America
✓
✓

SoarPay is best when you...

Medium-Risk Merchants
Need High Risk Accepted
Not available with National Processing
View SoarPay

National Processing is best when you...

No-Contract Processing
Need Low Fees
Not available with SoarPay
Need Startup Friendly
Not available with SoarPay
View National Processing

Frequently Asked Questions

What is the difference between SoarPay and National Processing?
They share 3 payment methods and 1 region. National Processing adds Check that SoarPay does not list; only SoarPay offers High Risk Accepted; only National Processing offers Low Fees, Startup Friendly.
Which is cheaper, SoarPay or National Processing?
SoarPay has custom pricing quoted on engagement; National Processing has published rates from Interchange-plus from 0.18%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SoarPay and National Processing?
SoarPay lists 1 region and 3 payment methods; National Processing lists 1 and 4. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SoarPay and National Processing compare on integration and settlement?
SoarPay supports webhooks.

Are you SoarPay or National Processing?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →