Southpay
E-commerce, E-commerce custom integrations
VS
Altery
Businesses that need multi-currency accounts in EUR, GBP and USD, cross-border supplier and mass payouts, and API-driven card issuing, rather than card acceptance.
Fees from
1.99% vs Plans: Starter £50/month, Pro £100/month, Ultra £300/month. FX markup (EUR, GBP, USD): up to 0.8% / up to 0.7% / up to 0.5%. Faster Payments (UK): £1 / £1 / £0.5. SEPA payment: €2 / €1.5 / €1. SWIFT payment: 0.50%, min $17 / €15 / £13 (Starter); 0.35%, min $14 / €12 / £11 (Pro); 0.20%, min $12 / €10 / £9 (Ultra). SWIFT fee cap: No cap / No cap / Max €500 / $580 / £430. Incoming SWIFT: $14 / €12 / £10 (Starter); $7 / €6 / £5 (Pro); Free (Ultra). Card payout, UK issued card: 0.7%, min £1 (Starter, Pro), 0.7%, min £0.5 (Ultra). Card payout, EU issued card: 1.5%, min £1 (Starter, Pro), 1.5%, min £0.5 (Ultra). Card payout, rest of the world issued card: £0.5 + 3% / £0.5 + 2.5% / £0.5 + 2%.
Features
0 shared
8 unique to Southpay
Regions
0 shared
1 unique to Southpay
Pay methods
1 shared
15 unique to Southpay · 6 unique to Altery
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Show full specs 8 features · 22 payment methods · 1 regions. We
don't rank these — they're here for reference.
Show full specs
8 features · 22 payment methods · 1 regions. We
don't rank these — they're here for reference.
Southpay AlteryQuick Facts
Fees
Standard transaction rate
1.99%
Plans: Starter £50/month, Pro £100/month, Ultra £300/month. FX markup (EUR, GBP, USD): up to 0.8% / up to 0.7% / up to 0.5%. Faster Payments (UK): £1 / £1 / £0.5. SEPA payment: €2 / €1.5 / €1. SWIFT payment: 0.50%, min $17 / €15 / £13 (Starter); 0.35%, min $14 / €12 / £11 (Pro); 0.20%, min $12 / €10 / £9 (Ultra). SWIFT fee cap: No cap / No cap / Max €500 / $580 / £430. Incoming SWIFT: $14 / €12 / £10 (Starter); $7 / €6 / £5 (Pro); Free (Ultra). Card payout, UK issued card: 0.7%, min £1 (Starter, Pro), 0.7%, min £0.5 (Ultra). Card payout, EU issued card: 1.5%, min £1 (Starter, Pro), 1.5%, min £0.5 (Ultra). Card payout, rest of the world issued card: £0.5 + 3% / £0.5 + 2.5% / £0.5 + 2%.
Settlement
Time to receive funds
Instant
—
Founded
2026
—
Headquarters
Wyoming
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features Southpay leads (8 vs 0)
Southpay leads (8 vs 0)Crypto Support Unique
✓
—
High Risk Accepted Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Multi Currency Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods Southpay leads (16 vs 7)
Southpay leads (16 vs 7)Apple Pay Unique
✓
—
Arbitrum Unique
✓
—
Bitcoin Unique
✓
—
Bnb Unique
✓
—
Corporate Card Unique
—
✓
Dogecoin Unique
✓
—
Ethereum Unique
✓
—
Faster Payments Unique
—
✓
Google Pay
✓
✓
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Monero Unique
✓
—
Optimism Unique
✓
—
Sepa Unique
—
✓
Solana Unique
✓
—
Stablecoin Unique
✓
—
Swift Unique
—
✓
Usdc Unique
✓
—
Usdt Unique
✓
—
Virtual Card Unique
—
✓
Visa Unique
—
✓
Xrp Unique
✓
—
Regions Southpay leads (1 vs 0)
Southpay leads (1 vs 0)Global Unique
✓
—
Southpay is best when you...
E-commerce, E-commerce custom integrations
Need Crypto Support
Not available with Altery
Need High Risk Accepted
Not available with Altery
Want coverage in Global
Altery doesn't cover this region
Altery is best when you...
Businesses that need multi-currency accounts in EUR, GBP and USD, cross-border supplier and mass payouts, and API-driven card issuing, rather than card acceptance.
Frequently Asked Questions
What is the difference between Southpay and Altery?
They share 1 payment method and 0 regions. Southpay adds Apple Pay, Arbitrum, Bitcoin and 12 more that Altery does not list; Altery adds Corporate Card, Faster Payments, SEPA and 3 more that Southpay does not list; Southpay also covers Global; only Southpay offers Crypto Support, High Risk Accepted and 6 more.
Which is cheaper, Southpay or Altery?
Southpay has published rates from 1.99%; Altery has published rates from Plans: Starter £50/month, Pro £100/month, Ultra £300/month. FX markup (EUR, GBP, USD): up to 0.8% / up to 0.7% / up to 0.5%. Faster Payments (UK): £1 / £1 / £0.5. SEPA payment: €2 / €1.5 / €1. SWIFT payment: 0.50%, min $17 / €15 / £13 (Starter); 0.35%, min $14 / €12 / £11 (Pro); 0.20%, min $12 / €10 / £9 (Ultra). SWIFT fee cap: No cap / No cap / Max €500 / $580 / £430. Incoming SWIFT: $14 / €12 / £10 (Starter); $7 / €6 / £5 (Pro); Free (Ultra). Card payout, UK issued card: 0.7%, min £1 (Starter, Pro), 0.7%, min £0.5 (Ultra). Card payout, EU issued card: 1.5%, min £1 (Starter, Pro), 1.5%, min £0.5 (Ultra). Card payout, rest of the world issued card: £0.5 + 3% / £0.5 + 2.5% / £0.5 + 2%.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Southpay and Altery?
Southpay lists 1 region and 16 payment methods; Altery lists 0 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Southpay and Altery compare on integration and settlement?
Southpay offers a sandbox, Altery does not list one; Southpay supports webhooks; Southpay publishes a settlement time of Instant.
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