Southpay
E-commerce, E-commerce custom integrations
VS
Nexpay
Corporate clients, including crypto firms, PSPs, gambling and betting operators and other high-risk or cross-border digital businesses, that need EUR business accounts with dedicated IBANs and SEPA/SWIFT payments.
Fees from
1.99% vs Basic+: account maintenance €200-400/month; document processing €500; account opening €1000; incoming/outgoing SEPA & SEPA Instant 0.15% + €1.5; incoming/outgoing SWIFT 0.4%, min €50; FX fee 0.5% min €50; transfers between Nexpay accounts free. Premium: €1250-1450/month; incoming/outgoing SEPA & SEPA Instant free (up to €750 000 monthly turnover each); SWIFT 0.4%, min €50; FX 0.5% min €50. Enterprise: custom. Other: priority onboarding €1000; payment cancellation request €100-150; API integration €1000; multiuser functionality €5 + VAT; reference letters €50-100 + VAT; service continuity fee €100-1000.
Features
0 shared
8 unique to Southpay
Regions
0 shared
1 unique to Southpay
Pay methods
0 shared
16 unique to Southpay · 3 unique to Nexpay
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Show full specs 8 features · 19 payment methods · 1 regions. We
don't rank these — they're here for reference.
Show full specs
8 features · 19 payment methods · 1 regions. We
don't rank these — they're here for reference.
Southpay NexpayQuick Facts
Fees
Standard transaction rate
1.99%
Basic+: account maintenance €200-400/month; document processing €500; account opening €1000; incoming/outgoing SEPA & SEPA Instant 0.15% + €1.5; incoming/outgoing SWIFT 0.4%, min €50; FX fee 0.5% min €50; transfers between Nexpay accounts free. Premium: €1250-1450/month; incoming/outgoing SEPA & SEPA Instant free (up to €750 000 monthly turnover each); SWIFT 0.4%, min €50; FX 0.5% min €50. Enterprise: custom. Other: priority onboarding €1000; payment cancellation request €100-150; API integration €1000; multiuser functionality €5 + VAT; reference letters €50-100 + VAT; service continuity fee €100-1000.
Settlement
Time to receive funds
Instant
—
Founded
2026
—
Headquarters
Wyoming
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features Southpay leads (8 vs 0)
Southpay leads (8 vs 0)Crypto Support Unique
✓
—
High Risk Accepted Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Multi Currency Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods Southpay leads (16 vs 3)
Southpay leads (16 vs 3)Apple Pay Unique
✓
—
Arbitrum Unique
✓
—
Bitcoin Unique
✓
—
Bnb Unique
✓
—
Dogecoin Unique
✓
—
Ethereum Unique
✓
—
Google Pay Unique
✓
—
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Monero Unique
✓
—
Optimism Unique
✓
—
Sepa Unique
—
✓
Sepa Instant Unique
—
✓
Solana Unique
✓
—
Stablecoin Unique
✓
—
Swift Unique
—
✓
Usdc Unique
✓
—
Usdt Unique
✓
—
Xrp Unique
✓
—
Regions Southpay leads (1 vs 0)
Southpay leads (1 vs 0)Global Unique
✓
—
Southpay is best when you...
E-commerce, E-commerce custom integrations
Need Crypto Support
Not available with Nexpay
Need High Risk Accepted
Not available with Nexpay
Want coverage in Global
Nexpay doesn't cover this region
Nexpay is best when you...
Corporate clients, including crypto firms, PSPs, gambling and betting operators and other high-risk or cross-border digital businesses, that need EUR business accounts with dedicated IBANs and SEPA/SWIFT payments.
Frequently Asked Questions
What is the difference between Southpay and Nexpay?
They share 0 payment methods and 0 regions. Southpay adds Apple Pay, Arbitrum, Bitcoin and 13 more that Nexpay does not list; Nexpay adds SEPA, SEPA Instant, SWIFT that Southpay does not list; Southpay also covers Global; only Southpay offers Crypto Support, High Risk Accepted and 6 more.
Which is cheaper, Southpay or Nexpay?
Southpay has published rates from 1.99%; Nexpay has published rates from Basic+: account maintenance €200-400/month; document processing €500; account opening €1000; incoming/outgoing SEPA & SEPA Instant 0.15% + €1.5; incoming/outgoing SWIFT 0.4%, min €50; FX fee 0.5% min €50; transfers between Nexpay accounts free. Premium: €1250-1450/month; incoming/outgoing SEPA & SEPA Instant free (up to €750 000 monthly turnover each); SWIFT 0.4%, min €50; FX 0.5% min €50. Enterprise: custom. Other: priority onboarding €1000; payment cancellation request €100-150; API integration €1000; multiuser functionality €5 + VAT; reference letters €50-100 + VAT; service continuity fee €100-1000.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Southpay and Nexpay?
Southpay lists 1 region and 16 payment methods; Nexpay lists 0 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Southpay and Nexpay compare on integration and settlement?
Southpay offers a sandbox, Nexpay does not list one; Southpay supports webhooks; Southpay publishes a settlement time of Instant.
Are you Southpay or Nexpay?
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