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Southpay

Southpay

E-commerce, E-commerce custom integrations

VS

Paygatex

Paygatex
Fees from
1.99% vs 0.2%–1%
Features

7 shared

1 unique to Southpay · 2 unique to Paygatex
Regions

1 shared

7 unique to Paygatex
Pay methods

14 shared

2 unique to Southpay · 4 unique to Paygatex
On fees

Southpay publishes 1.99% from. Paygatex publishes 0.2%–1% from. Verify directly with each provider before signing.

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Show full specs
10 features · 20 payment methods · 8 regions. We don't rank these — they're here for reference.
Southpay Southpay
Paygatex Paygatex
Quick Facts
Fees
Standard transaction rate
1.99%
0.2%–1%
Settlement
Time to receive funds
Instant
Same day
Founded
2026
2023
Headquarters
Wyoming
Saint Kitts and Nevis
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paygatex leads (9 vs 8)
Crypto Support
✓
✓
High Risk Accepted
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Low Fees
✓
✓
Marketplace Support
✓
✓
Multi Currency
✓
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Paygatex leads (18 vs 16)
Apple Pay Unique
✓
—
Arbitrum
✓
✓
Bitcoin
✓
✓
Bnb
✓
✓
Crypto Unique
—
✓
Dogecoin
✓
✓
Ethereum
✓
✓
Google Pay Unique
✓
—
Invoice Unique
—
✓
Lightning Network
✓
✓
Litecoin
✓
✓
Monero
✓
✓
Optimism
✓
✓
Payment Link Unique
—
✓
Solana
✓
✓
Stablecoin
✓
✓
Tron Unique
—
✓
Usdc
✓
✓
Usdt
✓
✓
Xrp
✓
✓
Regions
Paygatex leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Global
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Oceania Unique
—
✓
South America Unique
—
✓
Southeast Asia Unique
—
✓

Southpay is best when you...

E-commerce, E-commerce custom integrations
Need Instant Sandbox
Not available with Paygatex
View Southpay

Paygatex is best when you...

Need Recurring Billing
Not available with Southpay
Need Recurring Payments
Not available with Southpay
Want coverage in Africa, Asia, Latin America, Middle East, Oceania, South America, Southeast Asia
Southpay doesn't cover these regions
View Paygatex

Frequently Asked Questions

What is the difference between Southpay and Paygatex?
They share 14 payment methods and 1 region. Southpay adds Apple Pay, Google Pay that Paygatex does not list; Paygatex adds Crypto, Invoice, Payment Link and 1 more that Southpay does not list; Paygatex also covers Africa, Asia and 5 more; only Southpay offers Instant Sandbox.
Which is cheaper, Southpay or Paygatex?
Southpay has published rates from 1.99%; Paygatex has published rates from 0.2%–1%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Southpay and Paygatex?
Southpay lists 1 region and 16 payment methods; Paygatex lists 8 and 18. both cover Global. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Southpay and Paygatex compare on integration and settlement?
both offer a sandbox; both support webhooks; Southpay settles in Instant, Paygatex in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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