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Southpay

Southpay

E-commerce, E-commerce custom integrations

VS

Pivot Payments Limited

Businesses seeking reliable, scalable payment collections and payouts across Africa.

Pivot Payments Limited
Fees from
1.99% vs Custom
Features

0 shared

8 unique to Southpay · 1 unique to Pivot Payments Limited
Regions

1 shared

Pay methods

4 shared

12 unique to Southpay · 12 unique to Pivot Payments Limited

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Show full specs
9 features · 28 payment methods · 1 regions. We don't rank these — they're here for reference.
Southpay Southpay
Pivot Payments Limited Pivot Payments Limited
Quick Facts
Fees
Standard transaction rate
1.99%
Custom
Settlement
Time to receive funds
Instant
Next business day
Founded
2026
2020
Headquarters
Wyoming
Plot 19 Lumumba Avenue Rumee Building Level 3
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Southpay leads (8 vs 1)
Crypto Support Unique
✓
—
High Risk Accepted Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Mobile Payments Unique
—
✓
Multi Currency Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Amex Unique
—
✓
Apple Pay Unique
✓
—
Arbitrum Unique
✓
—
Bank Transfer Unique
—
✓
Bill Payment Unique
—
✓
Bitcoin Unique
✓
—
Bnb Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Dogecoin Unique
✓
—
Ethereum Unique
✓
—
Google Pay
✓
✓
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
M Pesa Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Mobile Wallet Unique
—
✓
Monero Unique
✓
—
Optimism Unique
✓
—
P2p Transfer Unique
—
✓
Solana Unique
✓
—
Stablecoin
✓
✓
Usdc
✓
✓
Usdt
✓
✓
Ussd Unique
—
✓
Visa Unique
—
✓
Xrp Unique
✓
—
Regions
Global
✓
✓

Southpay is best when you...

E-commerce, E-commerce custom integrations
Need Crypto Support
Not available with Pivot Payments Limited
Need High Risk Accepted
Not available with Pivot Payments Limited
View Southpay

Pivot Payments Limited is best when you...

Businesses seeking reliable, scalable payment collections and payouts across Africa.
Need Mobile Payments
Not available with Southpay
View Pivot Payments Limited

Frequently Asked Questions

What is the difference between Southpay and Pivot Payments Limited?
They share 4 payment methods and 1 region. Southpay adds Apple Pay, Arbitrum, Bitcoin and 9 more that Pivot Payments Limited does not list; Pivot Payments Limited adds Amex, Bank Transfer, Bill Payment and 9 more that Southpay does not list; only Southpay offers Crypto Support, High Risk Accepted and 6 more; only Pivot Payments Limited offers Mobile Payments.
Which is cheaper, Southpay or Pivot Payments Limited?
Southpay has published rates from 1.99%; Pivot Payments Limited has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Southpay and Pivot Payments Limited?
Southpay lists 1 region and 16 payment methods; Pivot Payments Limited lists 1 and 16. both cover Global. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Southpay and Pivot Payments Limited compare on integration and settlement?
Southpay offers a sandbox, Pivot Payments Limited does not list one; Southpay supports webhooks; Southpay settles in Instant, Pivot Payments Limited in Next business day.

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