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SPAYZ.io

SPAYZ.io

Global Payment Provider

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

3 shared

2 unique to SPAYZ.io · 2 unique to A-Pay
Regions

4 shared

2 unique to A-Pay
Pay methods

0 shared

19 unique to A-Pay

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7 features · 19 payment methods · 6 regions. We don't rank these — they're here for reference.
SPAYZ.io SPAYZ.io
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Same day
1–2 business days
Founded
2018
2021
Headquarters
Cyprus
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Crypto Support
✓
✓
Enterprise Unique
✓
—
High Risk Accepted
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 0)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 4)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia
✓
✓

SPAYZ.io is best when you...

Global Payment Provider
Need Enterprise
Not available with A-Pay
Need Instant Payout
Not available with A-Pay
View SPAYZ.io

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Instant Sandbox
Not available with SPAYZ.io
Need Recurring Payments
Not available with SPAYZ.io
Want coverage in Latin America, Middle East
SPAYZ.io doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between SPAYZ.io and A-Pay?
They share 0 payment methods and 4 regions. A-Pay adds ACH, Alipay, Amex and 16 more that SPAYZ.io does not list; A-Pay also covers Latin America, Middle East; only SPAYZ.io offers Enterprise, Instant Payout; only A-Pay offers Instant Sandbox, Recurring Payments.
Which is cheaper, SPAYZ.io or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use SPAYZ.io and A-Pay?
SPAYZ.io lists 4 regions and 0 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Europe and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SPAYZ.io and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, SPAYZ.io does not list one; A-Pay supports webhooks; SPAYZ.io settles in Same day, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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